Plan laparoscopic, open, ovarian or adnexal resection, or robot-assisted surgery from an itemised Korean hospital quote, including recovery cash flow, confirmed support and the medical-expense tax credit.
Seek urgent care for sudden severe pain with faintness, repeated vomiting, cold sweats or rapid deterioration because torsion or rupture may be an emergency.
Every editable cost starts at zero. The procedure codes are consultation anchors, not national prices.
Net budget after confirmed support and estimated incremental tax credit
KRW 0
Covered input share 20% · Range KRW 0–KRW 0
An ovarian cyst operation does not produce one universal Korean price.
The bill may combine consultations, imaging, anaesthesia, admission, meals, pathology, adhesiolysis, materials, room choices and follow-up care under different benefit classifications.
Even when two hospitals use the same broad phrase such as laparoscopic cystectomy, the patient payment can differ with the planned extent of surgery, adhesions, ovarian preservation, provider type and itemised non-covered services.
This planner therefore starts every editable hospital price at zero and asks you to transcribe an itemised provider quote.
It separates the covered gross charge, full-self-pay or selective-benefit patient payment, non-covered hospital charge and later medical care before adding caregiving, travel and income interruption.
It then deducts only confirmed medical reimbursement, estimated incremental medical-expense tax credit and confirmed other fixed support.
Sudden severe pelvic pain with faintness, repeated vomiting, cold sweats or rapid deterioration requires urgent clinical assessment because torsion or rupture may be an emergency.
The Korea Disease Control and Prevention Agency explains that severe pain from ovarian torsion can require immediate surgery and that an ovary may sometimes be preserved if necrosis has not occurred.
Do not delay emergency care to compare procedure prices or complete this calculator.
The Health Insurance Review and Assessment Service KDRG Classification Book Version 4.7i, publication G000EV3-2025-174, provides useful consultation anchors for benign ovarian and adnexal operations.
R4445 identifies laparoscopic excision of a benign adnexal tumour and R4444 identifies the open approach.
R4430 identifies partial ovarian resection, while R4331 and R4332 identify unilateral and bilateral adnexectomy contexts.
The related non-malignancy procedure groups include N051 for laparoscopic ovarian procedures, N052 for open ovarian procedures, N061 for laparoscopic adnexal procedures and N062 for open adnexal procedures.
Never multiply R4444, R4445 or a KDRG group by a remembered price.
Ask for a quote showing the expected code, covered gross charge, patient-paid special lines, non-covered lines and exactly which services are included.
R4445 with N051 or N061 can help frame a conversation about minimally invasive excision.
Confirm the intended ovarian-preservation scope, pathology, adhesiolysis, materials and what happens to the quote if conversion to an open operation becomes necessary.
R4444 with N052 or N062 can frame an open-operation quote.
KDCA information explains that an open operation can be appropriate when malignancy is suspected, a cyst is very large or adhesions are severe, so cost alone should never determine the approach.
R4430, R4331 and R4332 are relevant when removing only a cyst may not be the entire operative plan.
Discuss the possible extent on each side, the condition of the other ovary, fertility plans, pathology and follow-up rather than treating laterality as a simple price multiplier.
Ask the provider to separate robot equipment and consumables from the base operation, anaesthesia, admission and pathology.
The word robot does not by itself prove that every line is non-covered or that an indemnity policy will reimburse it.
Compare the medical explanation and the whole patient-payment quote with the laparoscopic alternative.
Article 19 and Annex 2 of the National Health Insurance Act Enforcement Decree, MST 283469 and effective February 19, 2026, support a 20% ordinary inpatient patient-share planning comparison for the relevant covered total.
Meals, room charges, selective benefits, outpatient services and separately rated lines may not use that same percentage.
Separate those lines according to the hospital quote instead of applying 20% to the entire invoice.
Ministry of Health and Welfare Special-case Notice No. 2026-101, administrative-rule sequence 2100000278448, took effect on May 1, 2026 and sets a 5% patient share for qualifying covered care after serious-disease registration.
Annex 3 identifies V193, a five-year cancer registration code, for C00–C97, D00–D09, D32–D33 and D37–D48.
A suspected malignancy, raised tumour marker or pending pathology result does not by itself establish the 5% rate.
Confirm the diagnosis, V193 registration and application to this specific covered care with the hospital or NHIS.
Non-covered, full-self-pay and selective-benefit patient amounts do not automatically become 5%.
Covered copay = covered gross charge at one rate × confirmed patient-share rate
Planned NHIS share = covered gross charge − covered copay
Medical out-of-pocket = covered copay + full-self-pay or selective-benefit payment + non-covered charge + later medical care
A medical reimbursement such as an indemnity-insurance payment is capped at medical out-of-pocket and is deducted before the tax-credit calculation because reimbursed medical spending is not an eligible personal expense.
A confirmed fixed diagnosis, surgery or employer payment is deducted later from the remaining whole burden.
Both caps prevent support from making the calculated burden negative.
Income Tax Act Article 59-4(2), MST 280405 and effective January 1, 2026 for this article, uses the part of eligible medical expenses above gross salary × 3% and applies × 15%.
The ordinary-dependent eligible base is capped at KRW 7,000,000, while the listed taxpayer, young-child, older-person, disabled-person and qualifying serious-disease categories do not use that ordinary cap.
The calculator compares credit before and after this surgery expense so it reports only the incremental estimate.
Medical cost after reimbursement = medical out-of-pocket − applied medical reimbursement
Incremental tax credit = after-surgery credit − before-surgery credit
Net budget = medical out-of-pocket + non-medical recovery cost − medical reimbursement − incremental tax credit − other fixed support
Planning range = net budget ± your variation reserve percentage
The tax figure is not cash paid immediately by the hospital or government.
Actual tax savings can be lower or zero because the final tax payable, household allocation, documentary evidence and filing position matter.
A covered gross charge of KRW 5,000,000 at 20% creates a KRW 1,000,000 covered copay.
Add KRW 300,000 of full-self-pay or selective-benefit patient payment, KRW 1,200,000 of non-covered hospital charges and KRW 200,000 of later medical care to reach KRW 2,700,000 of medical out-of-pocket.
Three caregiver days at KRW 100,000, KRW 100,000 of travel and five leave days at KRW 150,000 create KRW 1,150,000 of non-medical recovery cost and KRW 3,850,000 of gross cash need.
Deducting KRW 800,000 of confirmed medical reimbursement leaves KRW 1,900,000 of current medical spending for the tax comparison.
At KRW 50,000,000 annual gross salary, the 3% threshold is KRW 1,500,000.
With KRW 1,000,000 of earlier eligible medical expenses, this surgery increases the eligible base by KRW 1,400,000 and the 15% credit estimate by KRW 210,000.
After a further KRW 185,000 of confirmed fixed support, the net budget is KRW 2,655,000.
A 10% variation reserve produces a range from KRW 2,389,500 to KRW 2,920,500.
These figures are a deterministic calculation example, not a national price survey or a recommended hospital budget.
Replace every figure with your own itemised quote and confirmed support.
Enter each itemised quote separately and compare covered, non-covered and gross patient-payment lines.
Keep the medical discussion separate by asking about indication, ovarian preservation, equipment differences and possible open conversion.
A lower calculator result does not establish the more appropriate operation.
Select bilateral so the reminder remains visible, then enter one quote that already covers the entire planned operation.
Ask the surgeon to describe possible cystectomy, partial ovarian resection and adnexal resection on each side and ask billing staff which lines are included.
Plan initially with the ordinary 20% comparison or the provider-confirmed rate.
Switch to 5% only after qualifying diagnosis, V193 registration and confirmation that the particular covered lines receive it.
The special-case rule allows backdating to the confirmed diagnosis when registration occurs within 30 days, but the hospital and NHIS must confirm how that applies to the actual claim.
No.
KDCA information explains that many small functional cysts can be observed and that symptoms, age, size and concern for malignancy influence management.
A gynaecology professional, not this calculator, determines observation or treatment.
No universal comparison is reliable.
Imaging, anaesthesia, materials, admission, pathology, adhesiolysis and room choices must be compared across equivalent itemised scopes.
Medical suitability also depends on the cyst and patient, not the price alone.
No.
Ask the hospital for one combined whole-plan quote and enter it once because simultaneous-procedure billing and included services are not a simple multiple.
The laterality selector changes warnings, not money.
No.
Use 5% only for a qualifying diagnosis after V193 registration and confirmation that the specific covered care receives the special-case rate.
Suspicion and pending pathology are not enough, and non-covered or full-self-pay lines stay separate.
Do not infer a payment from the policy generation.
Enter an amount confirmed by the insurer, or leave it at zero and recalculate later.
The applied medical reimbursement is capped at medical out-of-pocket.
No.
It is the before-and-after increase produced by the gross salary × 3% threshold, the × 15% rate and the selected cap category.
Final savings depend on actual tax payable, allocation and filing evidence.
The sources below were checked on July 26, 2026.
Korean benefit and tax rules can change, so reconfirm the current application with the provider, NHIS, insurer and tax professional before relying on a budget.
Keep covered, full-self-pay, selective-benefit and non-covered figures separate so every result remains traceable.
Run a conservative first budget with unconfirmed insurance at zero, then update the planner when the provider quote and insurer payment become firm.
Use the breakdown and questions together rather than relying on one headline number.