Senior Town Cost Comparison Calculator

Senior Town Cost Comparison Calculator helps compare Korea-related property income, yield, purchase cost, and holding-period scenarios in English.

Senior town cost comparison calculator

Uses the Korean senior-town model for deposit, monthly, and purchase options, life expectancy, opportunity cost, fee inflation, medical partner discounts, care, acquisition tax, and exit tax.

Korean source inputs

Best type

Purchase

15 years modeled.

Deposit total cost

₩1,979,763,354

Average annual ₩131,984,224.

Monthly total cost

₩2,196,577,708

Average annual ₩146,438,514.

Purchase total cost

₩1,047,724,693

Exit recovery ₩1,260,000,000.

LTC monthly copay

₩201,270

2026 long-term-care benefit limit and copay branch.

Recommendations

3

Planning notes returned by the source model.

This English calculator calls the same pure Korean calculation function used by the Korean page. Inputs and labels are translated; the formula is not replaced by a generic stub.

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Senior town cost comparison calculator

This guide follows the Korean senior-town calculator for deposit type, monthly type, purchase type, life expectancy, opportunity cost, monthly-fee inflation, medical partner level, long-term-care copay, and tax effects.

Market context and three contract types

In 2026, the 65-plus population reached about 11 million, roughly 21 percent, and baby boomers born from 1955 to 1963 are a major demand group. The calculator therefore compares senior-town cost over long residence periods, not only the first-year monthly fee.

Deposit type often means KRW 500 million to KRW 1.2 billion deposit plus KRW 2.8 million to KRW 5 million monthly fee. Monthly type can use a KRW 50 million to KRW 150 million deposit plus KRW 3.8 million to KRW 5.5 million monthly fee, while purchase type can require KRW 800 million to KRW 1.4 billion purchase price plus KRW 2.2 million to KRW 3.8 million monthly fee.

Opportunity cost and inflation

A KRW 500 million deposit at 4.5 percent for 30 years has an opportunity cost near KRW 1.87 billion in the Korean explanation. Monthly fees can rise 3 to 5 percent per year, so KRW 3.2 million per month can become roughly KRW 8.5 million after 30 years.

Senior Welfare Act eligibility generally starts at age 60 for the resident or spouse. Purchase-type cases can face acquisition tax around 1.1 to 3.5 percent and registration cost around 0.6 percent, while one-house sale planning still uses the KRW 1.2 billion exemption threshold.

Medical and tax planning

The Korean content uses annual medical cost around KRW 3.6 million for ages 65 and over. The age 80 factor is 1.6x and age 90 factor is 3.1x; medical partner discounts are represented as tier1 28 percent, tier2 14 percent, and tier3 0 percent.

Comprehensive real-estate-tax credits can matter when selling or retaining the old home: age 60 can receive a 50 percent credit, age 80 a 70 percent credit, and the combined long-term/age credit ceiling is 80 percent. The English calculator reuses calcSeniorTownComparison, so life-expectancy, care, medical, opportunity, and tax branches match the Korean page.