Retirement Rural Migration Cost Calculator

Retirement Rural Migration Cost Calculator helps Estimate one-time and recurring household costs over a selected planning period.

Retirement rural migration cost

Uses the Korean farming and rural-migration model with land acquisition tax, farmer discount, construction cost, equipment subsidy, 2% policy loans, local subsidy, and living-cost savings.

Gross initial cost

₩202,300,000

Self-funding needed

₩58,500,000

Monthly living saving

₩620,000

Break-even

8 years

Land total
₩102,800,000
Housing total
₩70,000,000
Equipment subsidy
₩3,800,000
Monthly loan interest during grace
₩216,666

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Retirement rural migration cost guide

This English page translates the Korean retirement farming and rural-relocation calculator and calls calculateRetirementRuralMigration, calculateLandCost, calculateHousingCost, calculateEquipmentCost, calculateFacilityCost, calculateLoanRepayment, and calculateLivingSavings. It preserves 2026 regional land prices, construction cost, farmer acquisition-tax 50% discount, rural special tax, local education tax, brokerage, legal fee, equipment subsidy, 2% fixed policy loans, 5-year grace and 10-year repayment, local subsidy, and city-versus-rural living cost.

Land, housing, and equipment

Farming migration includes land cost, acquisition tax, rural special tax, local education tax, brokerage, and legal fee. Rural relocation without farming skips land and farming equipment in the source model.

Housing cost uses the selected construction or remodeling type, area, per-pyeong construction cost, infrastructure cost, and design or permit fee. Farming equipment and facility cost are added only for farming scenarios.

Subsidy and policy-loan treatment

Equipment subsidy is calculated as equipment cost times the subsidy rate. Local subsidy is subtracted from required capital, while farming and housing loans reduce self-funding but still create monthly repayment during the grace period.

The loan model uses 2% annual interest, 5-year grace, and 10-year equal-payment repayment. During the grace period the displayed monthly repayment is interest only.

Living-cost savings and break-even

The Korean source compares cityMonthlyLiving with average rural monthly living cost. Farming uses KRW 1,730,000 per month and rural relocation uses KRW 2,040,000 per month in the constants.

Break-even is calculated by dividing self-funding required by annual living-cost savings. If savings are not positive, the model reports that the investment cannot be recovered from living-cost savings alone and would need farming income or asset appreciation.