Regional Housing Association Risk Calculator

Regional Housing Association Risk Calculator helps estimate Korea-related property dispute, penalty, fraud, recovery, or contract-risk exposure in English.

Regional housing association risk calculator

Uses the Korean regional-housing-association model for land-use rights, land ownership, additional contribution, cooling-off refund, voluntary withdrawal, dissolution loss, risk score, and expected value.

Korean source inputs

Risk score

56 / 100

Grade warning.

Additional contribution

₩154,000,000

30.8% of supply price.

Total contribution

₩654,000,000

Supply price plus additional contribution.

Paid total

₩165,000,000

Contract payment, agency fee, and paid interim amount.

Cooling-off refund

₩65,000,000

Housing Act Article 11-6 scenario in the Korean source.

Voluntary withdrawal loss

₩37,500,000

After agency fee exclusion and penalty.

This English calculator calls the same pure real-estate calculation function used by the Korean page. Inputs and labels are translated; the formula is not replaced by a generic stub.

Related calculators

Regional housing association risk calculator

This English content follows the Korean regional housing association risk model for land rights, establishment approval, project approval, cooling-off withdrawal, agency qualification, and refund risk.

Legal thresholds

Housing Act Article 11-6 gives members a 30-day cooling-off withdrawal right in the Korean guide. After that period, withdrawal and refund usually depend on the association agreement and actual project facts.

Land-use right 80 percent is a core risk threshold. Land ownership 15 percent is needed for establishment, and 80 percent for project plan approval after 2026 relaxation in the reflected Korean rule set.

Agency and refund checks

The business agency requirement is capital KRW 500 million and 5 professionals. If agency qualification, land securing, or public notices are weak, project delay and refund risk increase sharply.

Business agency fee is often excluded from refund. The calculator therefore separates paid amount, refund-excluded items, delay years, and probability assumptions instead of treating all paid money as recoverable.

Practical due diligence

Review land contract evidence, landowner consent, association establishment status, project approval status, agency registration, refund clause, trust account, and promotional material consistency. The result is a risk screen, not confirmation that joining is safe.