Korea Epiretinal Membrane and Macular Hole Surgery Cost Calculator

Organize a Korean provider quote for vitrectomy and membrane peeling, combined cataract surgery, admission, follow-up, confirmed private insurance, and the medical-expense tax credit.

Plan from a Korean provider quote

The 2026 national fee schedule is a starting anchor. Replace it with the covered and non-covered totals from the provider quote for a useful cash plan.

1. Diagnosis and official fee anchor

Both eyes does not automatically double the amount.

Current official procedure anchor

KRW 1,509,700

2. National insurance and surgery quote

General patient-share rules under the 2026 National Health Insurance Act Enforcement Decree, Appendix 2.

KRW

Enter the total before the national insurance split, preferably from a quote that includes tests and anesthesia. Difference from the procedure anchor: +KRW 0

KRW

Use the patient amount disclosed by the provider rather than an average.

3. Combined surgery, admission, and follow-up
days
KRW

Enter the daily patient amount for room, meals, or other quoted admission extras.

visits
KRW
KRW
KRW
4. Private insurance and medical tax credit
KRW

Use an amount confirmed by the insurer, app, or claims representative.

KRW

Used for the 3% medical-expense threshold.

KRW

Enter the accumulated amount after subtracting private insurance reimbursements.

5. Surgeon-selected gas and timing

The calculator never selects gas from the diagnosis. Use the type on the surgical instructions.

Used only to show a planning date for travel restrictions.

Final planned cost after insurance and estimated tax credit

KRW 301,940

Includes surgery, admission, follow-up medical costs, and transport · 20%

Cost flow

Covered patient share
KRW 301,940
Non-covered and full-self-pay
KRW 0
Admission extras
KRW 0
Admission and surgery cash
KRW 301,940
Follow-up and medication
KRW 0
Medical cost before private insurance
KRW 301,940
Confirmed private insurance payment
− KRW 0
Medical cost after private insurance
KRW 301,940
Estimated incremental medical tax credit
− KRW 0
Surgery and follow-up transport
+ KRW 0
Final planned cost
KRW 301,940

Monthly reserve over 3 months

KRW 100,647

Monthly reserve over 6 months

KRW 50,323

3% salary threshold

KRW 1,500,000

Estimated annual credit after surgery

KRW 0

Gas safety plan

No gas is selected or the fill is not confirmed. Check the surgical instructions for the fill and positioning plan.

2026 official procedure-fee anchors

These amounts exclude tests, anesthesia, supplies, and admission.

2026 official procedure-fee anchors
ProviderS5121 vitrectomyS5145 second procedureCombined
ClinicKRW 1,172,950KRW 549,320KRW 1,722,270
HospitalKRW 1,028,180KRW 481,520KRW 1,509,700
General or tertiary hospitalKRW 1,028,180KRW 674,130KRW 1,702,310

Checks before relying on the estimate

  • S5121 and S5145 are procedure-fee anchors, not a complete quote including tests, anesthesia, supplies, or admission. Replace the anchor with the provider quote.
  • A diagnosis alone does not determine membrane peeling, gas, positioning, or the need for surgery. Enter only the plan selected by the retinal surgeon.
  • The calculator does not guess private insurance reimbursement by policy generation. It uses only an amount confirmed by the insurer.
  • The medical tax credit is an incremental planning estimate based on 15% above the 3% salary threshold. The actual benefit may be smaller or zero.

Related calculators

What this Korean surgery-cost calculator is designed to do

An epiretinal membrane is a thin layer over the macula that can distort central vision, while a macular hole is an opening at the center of the retina.
Vitrectomy, membrane peeling, intraocular gas, admission, and combined cataract surgery may appear in a treatment plan, but the diagnosis by itself does not determine which items are appropriate.
This calculator starts with a 2026 Korean national fee-schedule anchor and then lets you replace it with the covered and non-covered amounts on the provider quote.

Planned macular surgery

The tool organizes an existing surgical quote.
It does not decide whether or when surgery is needed.

Quote-first model

Covered totals, disclosed non-covered items, and confirmed insurer payments drive the result.
Hospital averages are not substituted for missing quotes.

Different from detachment care

The page is for planned macular surgery costs, not emergency retinal-detachment triage.
Sudden field loss or rapid visual change needs urgent eye care.

How to read the 2026 HIRA procedure-fee anchors

The Health Insurance Review and Assessment Service, known as HIRA, published the 2026 National Health Insurance fee schedule with an effective date of January 1, 2026.
The relevant rows include S5121 for total vitrectomy and S5145 for periretinal membrane removal.
When membrane removal is billed as an additional procedure on the same operative date, the second-procedure row can be 50% of the primary amount or 70% at a general or tertiary hospital under the applicable billing rule.

Official 2026 Korean procedure-fee anchors for vitrectomy and membrane peeling
Provider typeS5121 vitrectomyS5145 second procedureCombined anchor
ClinicKRW 1,172,950KRW 549,320KRW 1,722,270
HospitalKRW 1,028,180KRW 481,520KRW 1,509,700
General or tertiary hospitalKRW 1,028,180KRW 674,130KRW 1,702,310

Why the anchor is not a complete hospital quote

The figures above are procedure fees before the national-insurance split.
Imaging, laboratory work, anesthesia, medicines, surgical supplies, gas, room and meals, cataract surgery, and a lens may be separate.
Actual billing follows the operative record, the simultaneous-procedure rule, the provider type, and HIRA review.

Step-by-step input guide

  1. Select the diagnosis and eye count.
    Selecting both eyes never doubles the quote because surgical dates and billing units can differ.
  2. Choose a reference provider and whether the membrane-peeling anchor applies.
    Loading the reference amount creates a starting point and does not recommend a procedure.
  3. Replace the anchor with the provider quote.
    Enter the covered total before the National Health Insurance split and enter disclosed non-covered patient charges separately.
  4. Add combined cataract surgery, admission, and follow-up.
    Separate the covered cataract total from a premium-lens patient amount so the combined-surgery increment remains visible.
  5. Use only an insurer-confirmed payment.
    Policy generation, age, or a generic reimbursement percentage is not enough to predict a Korean indemnity-insurance claim.
  6. Enter the gas selected by the surgeon and the planned date.
    The resulting date is a planning aid and never replaces confirmation that the gas bubble is gone.

How the Korean patient share is estimated

National Health Insurance patient share

The general inpatient share is 20% of the covered total.
Outpatient rates are 30% at a clinic, 35% or 40% at a hospital, and 45% or 50% at a general hospital depending on location.
A tertiary outpatient pays the consultation fee in full plus 60% of the remaining covered amount.

Disclosed non-covered charges

The calculator does not invent an average non-covered charge.
Enter the amount disclosed by the provider under the Medical Service Act and the benefit-standards rules.

Private indemnity insurance

A confirmed expected payment is subtracted from the patient medical cost and capped at that cost.
Deductibles, exclusions, non-covered riders, limits, and final claim review still control the actual payment.

Medical-expense tax credit

The planning formula applies 15% to eligible medical expenses above 3% of annual gross salary.
For the ordinary category, the eligible base is capped at KRW 7 million, while designated categories can be selected without that cap.

Cost flow used by the calculator

Admission and surgery cash = covered patient share + non-covered charges + admission extras.
Post-insurance medical cost = surgery cash + follow-up and medicines - confirmed insurer payment.
Final planned cost = post-insurance medical cost - incremental tax credit + transport.

Planning examples

Hospital inpatient quote for epiretinal membrane surgery

A user can begin with the hospital combined anchor of KRW 1,509,700 and then replace it with the quote that includes the actual covered tests and anesthesia.
Adding two days of quoted room or meal patient charges, three follow-up visits, medicines, and transport separates cash needed around admission from the longer treatment budget.

Macular hole surgery combined with cataract surgery

Enter the cataract covered total separately and enter a premium-lens patient charge only when that lens is actually on the quote.
The calculator reports the incremental patient share caused by the cataract portion plus the premium lens, allowing two quote options to be compared without treating them as medical recommendations.

Cash flow before a later insurance reimbursement

The admission and surgery cash figure may need to be paid before a private claim is processed.
The final planned cost can be lower after a confirmed insurer payment and an estimated tax credit, but those reductions do not necessarily arrive on the operation date.

Gas-bubble travel safety

Air, SF6, or C3F8 left inside the eye can expand when ambient pressure falls, creating a dangerous rise in intraocular pressure.
The calculator reuses the established travel-safety logic from the retinal-detachment calculator and displays planning periods of 10 days for air, 21 days for SF6, and 60 days for C3F8.
Concentration, fill volume, absorption speed, and surgical technique differ, so a calendar date is not proof that the bubble is gone.

Confirm each restriction with the eye team

  • Confirm the exact fill and the expected absorption period.
  • Follow only the positioning direction and duration given by the surgeon.
  • Do not fly, travel to high altitude, or scuba dive until the team confirms that the gas is fully gone.
  • Tell any anesthetist or emergency clinician that an intraocular gas bubble is present.

Frequently asked questions

Can the official fee anchor predict my hospital bill

No.
The anchor focuses on S5121 and S5145 procedure fees and omits many tests, anesthesia, medicines, materials, admission items, and non-covered charges.

Does surgery on both eyes cost exactly twice as much

Not necessarily.
Separate dates, simultaneous-procedure billing, and provider decisions can change the total, so the calculator requires the combined provider quote.

Does a macular hole automatically mean C3F8 gas

No.
The surgeon selects the fill and positioning plan from the clinical findings and technique, and the calculator never derives that choice from the diagnosis.

Why is private insurance not estimated automatically

Policy generation does not reveal the final claim amount.
Deductibles, riders, exclusions, limits, and claim review vary, so only an insurer-confirmed amount is used.

Is the estimated tax credit a guaranteed refund

No.
It is an incremental planning value, while the actual benefit depends on employment income, eligible family categories, documentation, insurance reimbursements, and tax liability.

Quote and document checklist

Ask the provider

  • Request the covered total before the national-insurance split and the expected covered patient share.
  • Request the name, unit charge, and optional status of every non-covered item.
  • Confirm whether membrane peeling, cataract surgery, and a lens are included.
  • Confirm admission days, follow-up frequency, medicines, gas, and positioning instructions.

Keep for insurance and tax filing

  • Obtain an insurer-confirmed expected payment before relying on reimbursement.
  • Keep the receipt and detailed billing statement.
  • Subtract reimbursed private-insurance amounts from eligible medical expenses.
  • Check any annual patient-share ceiling refund separately because this tool does not calculate it.

Sources and final notice

Procedure amounts come from the HIRA 2026 National Health Insurance fee schedule, effective January 1, 2026.
Patient-share rules use Article 19 and Appendix 2 of the National Health Insurance Act Enforcement Decree current in 2026.
The non-covered disclosure model follows the Medical Service Act and the national benefit-standards rule, while the tax estimate reflects Article 59-4 of the Income Tax Act and Article 118-5 of its Enforcement Decree.
Disease and gas-safety context is supported by American Academy of Ophthalmology EyeWiki material on epiretinal membrane and macular hole.

Turn the itemized provider quote into a practical cash plan

This calculator is for planning and cannot diagnose disease, recommend surgery, predict vision, guarantee insurance, or guarantee a tax refund.
Sudden curtain-like field loss, flashes, a rapid increase in floaters, or abrupt vision loss requires prompt eye care regardless of the estimate.