Combine current EB-5 investment tiers and government fees with family filings, actual project and professional quotes, KRW conversion, recovery, and lockup opportunity cost.
All private costs, exchange rates, distributions, and recovery rates are your scenarios. Only government fees are anchored to sources checked on August 3, 2026, and they still require a pre-filing check.
Choose the statutory investment tier and I-526 or I-526E path. Whether a project qualifies as a TEA or infrastructure project requires separate review.
Consular processing applies visa and immigrant fees per person. Adjustment uses age bands and optional ancillary filings.
Include the principal investor.
For adjustment, the lower fee assumes filing with a parent.
Enter USD amounts from actual agreements and quotes, not market averages. Zeros leave only government fees.
Include tax or transfer advice only when not already counted.
These are planning assumptions, not live quotes. Confirm the bank rate, discount, limits, and intermediary charges.
Enter the percentage added to the reference rate.
This is a sensitivity assumption, not evidence of repayment.
The statutory sustainment floor is not the project liquidity date. Use offering documents and a conservative loss case.
Not guaranteed; the comparison accumulates it without reinvestment.
Even 100% is only a stress-test input, not a guarantee.
Statutory investment principal
$800,000.00
Current minimum for the selected location tier
Total lifecycle USD outlay
$809,005.00
Investment principal + government fees + entered private quotes
KRW funding with conversion
₩1,132,607,000
Entered exchange rate + spread + fixed wire fees
Total non-investment cost
$9,005.00
Government fees and entered private quotes
| Item | Amount |
|---|---|
| I-526 or I-526E | $3,675.00 |
| EB-5 integrity fee | $1,000.00 |
| Employment-based immigrant visa fees | $345.00 |
| USCIS immigrant fees | $235.00 |
| I-485 adjustment filings | $0.00 |
| I-765 employment authorization | $0.00 |
| I-131 advance parole | $0.00 |
| I-829 removal of conditions | $3,750.00 |
| Government fee total | $9,005.00 |
| Item | Amount |
|---|---|
| Project or regional center administration | $0.00 |
| Initial petition legal fee | $0.00 |
| I-829-stage legal fee | $0.00 |
| Diligence cost | $0.00 |
| Family medical exams and vaccinations | $0.00 |
| Translation, documents, and travel | $0.00 |
| Other cost | $0.00 |
| Private quote total | $0.00 |
Visa availability, source of funds, project eligibility and job creation, repayment, U.S. tax, Korean foreign-exchange reporting, and tax treatment require case-specific review. Do not invest or remit from this output alone.
Official-source check: 2026-08-03
The first visible EB-5 number is usually USD 800,000 or USD 1,050,000, but neither amount is a complete household funding plan.
A lifecycle budget may also include the investor petition, the regional-center integrity fee, project administration, legal and diligence work, consular processing or adjustment of status, medical and document costs, and removal of conditions.
A household funding in Korean won must then account for the selected KRW/USD rate, the bank’s conversion spread, and fixed wire or intermediary charges.
Finally, capital may remain illiquid beyond the statutory sustainment floor, creating an opportunity-cost and recovery-rate question that is economically important even though it is not an invoice.
The calculator adds government fees and entered private quotes to the investment principal as a lifecycle outlay.
It presents opportunity gap, principal shortfall, and exit-currency effect separately so that the same risk is not accidentally counted twice.
Administration, legal, diligence, medical, and travel costs vary with the project, family, source-of-funds record, jurisdiction, and scope of representation.
Their defaults are zero so that a generic estimate is not mistaken for a quote.
The version of 8 U.S.C. §1153(b)(5) checked on August 3, 2026 sets USD 1,050,000 as the standard investment amount and USD 800,000 for a targeted employment area or infrastructure project.
The statute also describes at least ten full-time jobs for qualifying US workers and an expectation that the capital remain invested for at least two years.
The two-year rule is a statutory sustainment boundary, not a promise that a project will return cash exactly two years after funding or conditional residence.
Offering terms, loan maturity, redeployment authority, construction progress, operating results, liquidation, and market conditions can extend the practical lockup.
| Tier | Current minimum | Separate review |
|---|---|---|
| Targeted employment area or infrastructure | USD 800,000 | Confirm that the specific project qualifies for the reduced tier |
| Standard area | USD 1,050,000 | Review the investment structure, business plan, and job-creation method |
The statute schedules the first automatic inflation adjustment for January 1, 2027 and further adjustments every five years.
A filing planned for 2027 or later therefore needs a fresh statutory and USCIS check before the household commits to a funding amount.
The statute also excludes arrangements that give the investor a contractual right to repayment or a guaranteed rate of return from qualifying capital.
A 100% recovery input in this calculator is only a scenario endpoint and must never be described as guaranteed principal.
An online fee search can surface both the 2024 fee-rule amounts and a later court-order notice.
USCIS states that a November 12, 2025 court order partially stayed the EB-5 portions of the 2024 fee rule and that the prior fees were reinstated beginning November 13, 2025.
The notice identifies USD 3,675 for either Form I-526 or Form I-526E and USD 3,750 for Form I-829.
It also identifies the higher USD 11,160 and USD 9,525 amounts as amounts not to pay under that posture.
This calculator therefore uses the reinstated base fees, while still including the separate USD 1,000 EB-5 Reform and Integrity Act fee for a regional-center I-526E filing.
| Filing | Modeled condition | Calculator amount |
|---|---|---|
| Form I-526 or I-526E | Principal investor petition | USD 3,675 |
| Integrity fee | Regional-center I-526E | USD 1,000 |
| Form I-829 | Removal of conditions | USD 3,750 |
The State Department fee table lists USD 345 per person for an employment-based immigrant visa application based on an approved I-526 petition.
The calculator also adds the current USCIS immigrant fee of USD 235 per person.
Medical examinations, vaccinations, civil records, translations, police certificates, courier services, and interview travel vary by post and family, so they remain user-entered quotes.
The model uses USD 1,440 for each applicant age fourteen or older and USD 950 for a child under fourteen filing with a parent.
It adds USD 260 for each selected I-765 employment-authorization applicant and USD 630 for each selected paper I-131 advance-parole applicant.
These are cost inputs, not an eligibility decision.
Visa-number availability, maintenance of status, concurrent filing, travel consequences, and each family member’s adjustment eligibility require current case-specific review.
USCIS instructions generally place the I-829 filing in the 90-day window immediately before the second anniversary of conditional permanent residence.
A qualifying spouse and children may be included with the principal investor, so the model applies one base I-829 government fee to the household scenario.
If a family member needs a separate petition, add the separately confirmed filing and professional cost under other cost.
This equals statutory investment principal plus government fees plus every entered private quote.
It is a nominal budget and does not subtract an assumed future recovery because the household must fund the investment before any possible exit.
Initial funding includes principal, the investor petition, the regional-center integrity fee when applicable, project administration, initial legal work, and diligence.
The remainder preserves later immigration, medical, document, travel, I-829, and entered I-829 legal expenses as a separate reserve.
The calculator multiplies lifecycle USD outlay by the entered funding rate, adds the percentage spread, and then adds fixed KRW wire charges.
Multiple transfers will occur at different rates and charges, so this is a single weighted-rate scenario rather than a transfer instruction.
Alternative future value compounds the investment principal at the entered alternative annual return for the entered lockup period.
The model subtracts assumed recovered principal and simple cumulative project distributions to show a comparison gap.
It does not model tax, inflation, distribution timing, reinvestment, or the probability of either scenario.
Principal shortfall is the statutory investment amount multiplied by one minus the entered recovery rate.
It isolates credit and project-loss stress from currency movement, but it is not a forecast of the actual loss.
The FX effect multiplies assumed recovered USD principal by the difference between the exit and funding exchange rates.
It excludes the principal shortfall so that a lower recovery rate and a weaker or stronger KRW are not described as the same risk.
Start with the USD 800,000 targeted-employment-area or infrastructure tier, a regional-center I-526E petition, consular processing, one adult applicant, and zero private quotes.
The government-fee model adds USD 3,675 for I-526E, USD 1,000 for the integrity fee, USD 345 for the employment-based immigrant visa, USD 235 for the USCIS immigrant fee, and USD 3,750 for I-829.
Government and non-investment cost is USD 9,005, while lifecycle outlay is USD 809,005.
At KRW 1,400 per USD with no spread or fixed wire charge, the modeled funding requirement is KRW 1,132,607,000.
This is deliberately incomplete until actual project administration, legal, diligence, medical, document, and travel quotes are entered.
| Item | Amount | Interpretation |
|---|---|---|
| Investment principal | USD 800,000 | Current reduced-tier statutory amount |
| Government fees | USD 9,005 | Petition, integrity, consular, immigrant, and I-829 fees |
| Lifecycle total before private quotes | USD 809,005 | Not a complete real-world quote |
Consider USD 800,000 locked for five years, a 4% alternative compound return, no project distribution, and 90% principal recovery.
The alternative future value is about USD 973,322.32, while assumed project end value is USD 720,000.
The resulting opportunity gap is about USD 253,322.32 and the principal shortfall is USD 80,000.
If the entry rate is KRW 1,400 per USD and the exit rate is KRW 1,300, the currency effect on the assumed USD 720,000 recovery is negative KRW 72,000,000.
The opportunity gap already compares ending values, while principal shortfall and FX effect explain separate drivers, so do not automatically add all three as if they were independent invoices.
A resident of Korea may need to complete a foreign-exchange report or acceptance process before remitting capital.
Article 18 of the Foreign Exchange Transactions Act supplies the general capital-transaction boundary, while Article 8 of its Enforcement Decree describes foreign direct investment through ownership and continuing economic relationships.
Article 32 addresses reporting procedure, and Article 9-5 of the Foreign Exchange Transactions Regulations addresses reporting through a designated foreign-exchange bank when a transaction is foreign direct investment.
An EB-5 new commercial enterprise can use a corporation, limited partnership, equity interest, loan structure, or governance terms that do not fit a classification based on the amount alone.
This calculator therefore does not label the remittance as foreign direct investment, acquisition of foreign securities, another capital transaction, or overseas-migration expense.
EB-5 evidence reaches beyond the investment principal because capital and relevant administration charges may need a lawful-source and lawful-path explanation.
Salary, business income, asset sales, gifts, inheritance, secured borrowing, taxes, and transfers should form a consistent documentary chain.
The calculator cannot test whether a record is complete, credible, translated correctly, or consistent across jurisdictions.
When comparing legal quotes, identify whether source-of-funds analysis, family derivatives, translation coordination, requests for evidence, consular or adjustment work, and I-829 work are included or separately billed.
Hold the investment tier, family, processing route, exchange rate, and lockup constant, then change administration, legal, diligence, and distribution inputs.
A lower quoted cost does not resolve differences in redeployment authority, capital stack, collateral, conflicts, job creation, or exit risk.
Run the same USD outlay at several funding rates and spreads, such as KRW 1,350 and KRW 1,450 per USD.
The range is a treasury stress test, not an exchange-rate forecast or a recommendation to time the currency market.
Keep recovery and alternative return assumptions constant while extending only the lockup.
This highlights the economic effect of project delay without confusing the statutory sustainment floor, immigration processing, and actual liquidity date.
Use initial funding for the project and petition phase, then reserve the later-stage result for consular or adjustment costs, family medical and travel costs, I-829, and separately quoted legal work.
Update the reserve whenever family composition, filing route, fee posture, or professional scope changes.
No.
The statutory framework rejects a contractual repayment right or guaranteed return for qualifying capital, and a project can lose money or delay an exit.
Recovery rate is a stress input, not a probability or promise.
The model follows the USCIS court-order notice that reinstated the prior EB-5 filing fees beginning November 13, 2025.
Because litigation and rulemaking can change the operative amount, verify the live fee immediately before filing.
The calculator models one principal petition that includes qualifying derivatives, consistent with the general I-829 instruction structure.
Confirm whether any family member needs a separate petition and add that separately if required.
No.
The selection only changes fee arithmetic and does not determine visa availability, status, concurrent filing, admissibility, or individual eligibility.
A generic administration or legal number could be mistaken for a market benchmark even though scope varies widely.
Enter amounts from the offering documents, engagement letters, medical provider, translation vendor, travel plan, and diligence quote.
No.
Classification can depend on the NCE legal form, ownership, governance, loan features, purpose, and evidence, so the designated foreign-exchange bank must review the actual documents before remittance.
No.
It is the difference between two user-entered ending-value assumptions before tax, inflation, probability, timing, and reinvestment.
Use it to compare scenarios, not to report an accounting loss or promised alternative return.
The calculator’s statutory and government-fee anchors were checked on 2026-08-03.
Use the live agency pages and form instructions again on the actual filing date.
Reconcile family filings, project and professional quotes, the bank’s executable rate and spread, and the expected project timeline.
Then lower recovery, extend lockup, and change the exit exchange rate to test whether the household still has enough liquidity without treating any recovery or distribution as guaranteed.