Insurance Surrender vs Maintain Calculator
Compare keeping versus surrendering an insurance policy after fees, tax drag, future premiums, and stress case.
Korea-related planning note
This English page is a planning estimate. If the topic involves Korean taxes, pensions, insurance, loans, or public programs, confirm the current Korean rules, limits, and eligibility before acting.
Scenario inputs
Adjust the assumptions to compare gross value, cost drag, tax drag, and downside value.
Net ending value
$81,066
Gross value before drag
$96,446
Estimated tax
$962
Fee and tax drag
$15,380
Total contributions
$70,000
Net gain
$11,066
15.8%
Downside value
$64,853
Scenario readout
Stress case can fall below contributions
This comparison uses simplified assumptions so alternatives can be reviewed on the same after-cost basis.
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