Insurance Portfolio Optimizer
Compare insurance portfolio coverage, premium budget, fee drag, and stress-case protection value.
Insurance portfolio optimizer
Diagnose a Korean household insurance portfolio across coverage sufficiency, cost efficiency, overlap, balance, renewal risk, and long-term optimization.
Portfolio grade
B
69/100
Coverage score
16.5/30
Cost ratio
5.4%
Monthly saving
₩0
20-year saving
₩651,001,440
Top recommendation
add-coverage
질병보험 (3대 질병) 보장액을 2,000만원 추가 확보하세요. 예상 추가 보험료는 월 35천원입니다.
Calls determineLifeStage, calculateTotalDiagnosis, simulateOptimization, and generateRecommendations with Korean insurance weights, overlap checks, renewal-risk projection, income ratio, and lifecycle coverage rules. This English finance calculator calls the same Korean pure calculation module as the Korean page. KRW amounts, Korean thresholds, insurance rules, tax logic, and scenario assumptions are preserved instead of the old generic percentage stub.
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