Overseas Real Estate Investment Calculator

Estimate overseas property ROI with purchase costs, rent, financing, FX, taxes, and sale assumptions.

Total ROI

21.03%

Before FX adjustment

FX-adjusted ROI

21.03%

Uses purchase and exit exchange rates

Annual cash flow

-$4,212

NOI minus annual debt service

Cash-on-cash yield

-2.21%

Annual cash flow divided by initial equity

Investment assumptions

Estimate rental yield, sale proceeds, financing impact, and FX-adjusted return.

Purchase price

Closing cost

Renovation cost

Loan-to-value

Interest rate

Loan term

Monthly rent

Vacancy rate

Operating expenses

% of rent

Property tax

% of value

Annual appreciation

Selling cost

Holding period

FX at purchase

Home currency per property currencyFX at exit

Home currency per property currency

Initial equity

$190,200

Acquisition cost minus loan

Loan amount

$273,000

Purchase price multiplied by LTV

NOI

$16,496

Rent after vacancy, expenses, and property tax

Cap rate

3.93%

NOI divided by purchase price

Debt service

$20,709

Estimated annual mortgage payments

Future sale price

$516,547

After appreciation assumption

Sale proceeds

$259,686

After selling costs and remaining loan

Total cash flow

-$29,487

Annual cash flow over the holding period

Related calculators

Cross-border property ROI

Overseas property returns depend on acquisition costs, local financing, rental vacancy, operating expenses, tax assumptions, sale costs, and exchange rates. Model each part before comparing countries or cities.

FX adjustment

The FX-adjusted ROI compares initial equity converted at the purchase exchange rate with exit value converted at the exit exchange rate. Use the rate convention that matches your home currency analysis.