Sleep Apnea CPAP Cost Calculator

Sleep Apnea CPAP Cost Calculator helps estimate Korea-related checkup, endoscopy, sleep apnea, device, and follow-up screening assumptions in English.

Sleep apnea and CPAP inputs

Sleep apnea CPAP result

PSG exam self-pay

₩116,000

Exam copay 20%

CPAP rental and mask cost

₩777,900

3 compliance months, 33 later months

Total self-pay

₩893,900

Exam plus CPAP support items

Private insurance reimbursement

₩92,800

Exam fee only in the Korean model

Final cost

₩801,100

Tax refund ₩0

Rental vs purchase

Rental lower

No purchase break-even within search range

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Sleep apnea PSG and CPAP cost calculator in Korea

This page translates the Korean sleep apnea and CPAP guide. It estimates polysomnography, covered versus non-covered exam, CPAP rental, compliance period, mask support, private insurance for exam fees, tax refund, and rent-versus-purchase comparison.

PSG exam coverage

The Korean source treats PSG as covered when sleep apnea or qualifying symptoms meet the benefit criteria. Covered PSG uses a 20 percent exam copay for normal insurance, unless low-income or medical aid overrides apply. Non-covered snoring-only exams are self-pay.

Covered PSG and non-covered PSG use different fee tables by hospital type. The result reports total exam fee, self-pay, copay rate, and saving from coverage compared with non-covered exam pricing.

CPAP rental and compliance

The Korean model includes APAP, CPAP, and BiPAP device types. During the first compliance period, the copay rate is 50 percent for up to 3 months. After successful compliance, the copay falls to 20 percent. If compliance fails, later rental is modeled as self-pay at KRW 100,000 per month.

Mask support is included as one mask per year when selected. The source uses a mask fee of KRW 95,000 and a 20 percent copay, so the normal self-pay is KRW 19,000 per supported mask.

  • Compliance maximum period: 3 months.
  • Compliance period copay: 50 percent.
  • After-compliance copay: 20 percent.
  • Self-pay rental after failure: KRW 100,000 per month.
  • Annual self-pay consumables in purchase comparison: KRW 150,000.

Private insurance and tax handling

The Korean source estimates private insurance only for the PSG exam fee. CPAP rental and mask support are medical equipment rental benefits, so they are not treated as private indemnity insurance reimbursement items in the source logic.

After exam reimbursement, the tax-credit estimate uses a 3 percent salary threshold and 15 percent rate. The result shows total self-pay, after-insurance amount, tax refund, and final cost.

Rent versus purchase

The comparison tests health-insurance rental against private purchase. Purchase total is purchase price plus annual consumable cost spread over months. The model searches for the first month where purchase becomes cheaper than rental, up to the source break-even search limit.

When Korean health insurance rental continues after compliance success, rental often remains cheaper than purchase for long periods. Purchase can still be considered for travel, preference, A/S, device availability, or when coverage is not available.