Stock Margin Loan Calculator

Estimate leveraged stock return after margin interest, fees, taxes, and downside shock.

Korea-related planning note

This English page is a planning estimate. If the topic involves Korean taxes, pensions, insurance, loans, or public programs, confirm the current Korean rules, limits, and eligibility before acting.

Scenario inputs

Adjust the assumptions to compare gross value, cost drag, tax drag, and downside value.

Net ending value

$120,268

Gross value before drag

$194,811

Estimated tax

$3,577

Fee and tax drag

$74,543

Total contributions

$100,000

Net gain

$20,268

20.3%

Downside value

$78,174

Scenario readout

Stress case can fall below contributions

Margin interest is represented as annual cost drag. Actual maintenance margin and forced-sale rules are broker-specific.

Related calculators

Leverage magnifies both directions

Margin can raise expected return when markets rise, but interest cost and drawdowns can quickly erase the benefit.

Liquidation risk

A real margin account can trigger maintenance calls or forced selling. This simplified model shows downside value, not broker-specific liquidation rules.