Real Estate vs Stock Return Calculator

Compare long-term asset outcomes after expected return, fees, tax drag, and downside risk.

Korea-related planning note

This English page is a planning estimate. If the topic involves Korean taxes, pensions, insurance, loans, or public programs, confirm the current Korean rules, limits, and eligibility before acting.

Scenario inputs

Adjust the assumptions to compare gross value, cost drag, tax drag, and downside value.

Net ending value

$292,076

Gross value before drag

$345,819

Estimated tax

$15,822

Fee and tax drag

$53,743

Total contributions

$220,000

Net gain

$72,076

32.8%

Downside value

$219,057

Scenario readout

Stress case can fall below contributions

This is a planning model. It compounds a simplified return, subtracts annual cost drag, and estimates tax only on positive gains.

Related calculators

Compare total return

Real estate and stocks have different cash flows, leverage, taxes, liquidity, and maintenance costs. Model the net return, not only price appreciation.

Liquidity matters

A similar expected return can still lead to a different decision if one asset is harder to sell or requires higher ongoing cash reserves.