Private Pension Income Tax Calculator

Estimate after-tax private pension income using withdrawal amount, tax rate, fees, and investment return.

Korea-related planning note

This English page is a planning estimate. If the topic involves Korean taxes, pensions, insurance, loans, or public programs, confirm the current Korean rules, limits, and eligibility before acting.

Scenario inputs

Adjust the assumptions to compare gross value, cost drag, tax drag, and downside value.

Net ending value

$321,411

Gross value before drag

$339,237

Estimated tax

$4,738

Fee and tax drag

$17,826

Total contributions

$240,000

Net gain

$81,411

33.9%

Downside value

$282,842

Scenario readout

Tax drag is included in net value

This is a planning model. It compounds a simplified return, subtracts annual cost drag, and estimates tax only on positive gains.

Related calculators

Focus on after-tax income

Gross pension income can look sufficient while after-tax cash flow is tighter. Model the net value after tax and fees.

Withdrawal design matters

A lower annual withdrawal rate may preserve account value, while a higher withdrawal rate can increase tax and longevity risk.