Visa Stay and Remittance Optimizer

Plan visa stay duration, overseas income, local costs, and remittance timing across currencies.

Remittance after fees

26,531 host

35,021,480 home at the exchange rate

Monthly surplus

1,452 host

Net income minus recurring costs

Total fees

517 host

24 planned transfers

Remittance capacity

36.7%

Monthly surplus divided by net income

Stay and remittance inputs

Model income, costs, buffer, fees, and exchange rate assumptions.

Net monthly income

3,952 host

1,248 host tax and social reserve

Recurring costs

2,500 host

Rent, living costs, and family support

Emergency buffer

5,000 host

2 month cost reserve

Before fees

27,048 host

Surplus after startup and buffer

Related calculators

Visa stay cash flow

A visa-based stay should leave room for taxes, rent, living costs, family support, startup costs, and an emergency reserve. The remittance result only uses surplus after those assumptions.

Remittance fees

Compare both variable percentage fees and fixed transfer fees. Sending less often can reduce fixed fees, but it may increase currency timing risk.