Compare the 2026 Korean restoration deposit with actual full-period guarantee quotes, collateral, upfront funding and required certificate dates.
2026 Korean forest restoration funding
Notice effective 2026-01-01 · Law checked 2026-09-14
Separate cash deposit principal from premium expenses. Enter an actual quote for the entire required guarantee period.
Use the total project area before exclusions for guarantee-duration and 660 m² screening.
Only enter an exclusion confirmed by the authority, such as an applicable buffer zone.
At 10, 20 and 30 degrees, the next rate band applies.
Leave unknown values blank. Enter 0 only when confirmed absent.
Disaster prevention, demolition, backfill or checked reassessment. Future rate increases are not predicted.
Enter total project area first.
Add any confirmed submission extension. Check unusual day-based conditions separately with the authority.
Leave unknown values blank. Enter 0 only when confirmed absent.
Leave unknown values blank. Enter 0 only when confirmed absent.
Leave unknown values blank. Enter 0 only when confirmed absent.
A guarantee does not remove restoration obligations. Check recourse after payout and collateral terms in the contract.
This is your cash planning assumption, independent of permit / guarantee dates, not a promised refund date.
Your borrowing rate or opportunity-cost assumption. Simple interest; excludes deposit interest and taxes.
2026 notice · checked 2026-09-14 · unconfirmed is not zero.
Table-based reference amount
Unconfirmed
Deposit budget / upfront cash deposit
Unconfirmed
Premium + separate issue fees
Unconfirmed
Upfront guarantee funding (including collateral)
Unconfirmed
Cash minus guarantee upfront funding
Unconfirmed
Cash deposit financing / opportunity cost
Unconfirmed
Upfront funding differences are not cost savings. Principal and collateral have release conditions; premiums and fees are expenses. Cash financing cost versus premium alone does not determine total economic value. Collateral financing, restoration work, future top-ups and recourse remain separate. The review date is not a legal renewal deadline.
When planning a house or warehouse on Korean forest land, land and construction prices do not cover every permit-stage funding requirement.
A restoration deposit secures measures to prevent disaster and restore affected land.
It can be required separately from the alternative forest-resource creation charge.
This calculator helps landowners estimate the basic deposit from area and slope, then compare a full cash deposit with a guarantee insurance certificate.
Timing matters when the deposit must be provided before a loan is disbursed.
Save the statement for your designer, permitting authority and guarantee issuer.
The standard-table amount is a planning reference.
Entered area or slope does not establish permit eligibility, correct land classification, exemption, completion or underwriting approval.
Use the final-notice mode for an authority-confirmed total that reflects individual conditions.
Cash deposit principal secures restoration performance.
Cash collateral requested by a guarantee issuer is also distinct from an insurance premium.
Both may be released under conditions, but remain unavailable initially.
Do not exclude them from upfront funding simply because they may be returned.
Enter the actual quoted premium for the entire required period and face amount.
The certificate face amount is not the premium, and an annual premium is not a full-period quote.
If issue fees are already included, do not add them again.
Check the contract for cancellation and refund terms.
You can model borrowing cost or foregone returns while cash is tied up, using your own months and annual rate.
This simple-interest reference excludes deposit interest, taxes and collateral financing.
It is not a complete economic comparison and does not by itself establish that a guarantee is preferable.
Korea Forest Service Notice No.
2025-97 sets the restoration amounts effective January 1, 2026.
This table converts the original thousand-KRW figures into KRW per 10,000 m².
Mineral mining is excluded from the conversion / temporary-use column and uses the extraction column.
Exactly 10 degrees enters the second band; exactly 20 and 30 degrees enter the following bands.
Use the assessment accepted for the permit instead of a visual estimate.
For sites with several different assessment zones, obtain the authority’s itemised calculation and compare its final notice total.
| Slope | Conversion / temporary use (KRW) | Extraction / mining (KRW) |
|---|---|---|
| Below 10° | 85,284,000 | 227,511,000 |
| 10° to below 20° | 254,546,000 | 441,724,000 |
| 20° to below 30° | 336,953,000 | 577,611,000 |
| 30° or more | 438,681,000 | 706,079,000 |
Use the total area from the permit documents for guarantee-duration and small-site exemption screening.
Rule Article 37 calculates the base on the assessed area excluding qualifying buffer land.
Enter only authority-confirmed exclusions and never more than the total area.
Decree Article 46(1)(1) provides an exemption for conversion or temporary use below 660 m², except subdivisions intended to avoid the deposit.
Exactly 660 m² is outside that condition.
Do not extend this exemption automatically to extraction or mining.
The calculator flags the issue and requires confirmation before treating the deposit as exempt.
The confirmation checkbox records an actual check of classification, area and liability, or an authority-confirmed notice or exemption.
Without confirmation, the base may be shown while the deposit budget remains unresolved.
Do not tick it merely to obtain a result.
Enter supervision additions under paragraph 3 of the notice separately from special techniques, disaster prevention, demolition or backfill under paragraph 4.
The authority must confirm supervision applicability and rates.
Blank means unknown; 0 means no addition has been confirmed.
Avoid entering the same addition twice.
Assessed area = total area − confirmed exclusions.
Base = assessed area × notice amount per 10,000 m² ÷ 10,000.
Deposit budget = base + checked supervision + other checked additions.
Preserve unit-rate precision and round the final base to whole KRW.
This is a display assumption; the authority’s notice prevails.
Final-notice mode uses the entered total without adding the table base or additions again.
Use it for an individually assessed, adjusted or reassessed total.
Confirmed-exemption mode returns zero only after authority confirmation.
A visible table reference does not get added to the exempt result.
Cash upfront funding = deposit budget.
Guarantee upfront funding = full-period premium + separate fees + cash collateral.
Difference = cash − guarantee.
A positive difference means less upfront funding for the guarantee in this scenario; a negative difference means more.
Neither is a measure of final cost savings.
Rule Article 40(6) adds an area-based period to the permit term: below 10,000 m², at least 6 but below 8 months; 10,000 to below 20,000 m², at least 8 but below 10; 20,000 to below 50,000 m², at least 10 but below 12; and 50,000 m² or more, at least 12 months.
Exact thresholds enter the next band.
Required expiry = permit end + authority-confirmed additional months + restoration-design submission extension under Article 40(7).
When added months are blank, only the statutory minimum reference date is shown and the guarantee comparison stays unresolved.
Minimum-period compliance does not guarantee acceptance.
Check unusual day-based conditions separately.
The quoted certificate must begin no later than the permit start, expire no earlier than required, and cover at least the deposit amount.
Insufficient coverage or unknown premiums, fees or collateral withholds the guarantee upfront total.
A review date 30 days before certificate expiry is a service planning aid, not a legal renewal deadline.
The fictional example uses conversion of 1,000 m² at 15 degrees, no area exclusion, zero supervision addition and KRW 2,000,000 of other additions.
Base = 1,000 × 254,546,000 ÷ 10,000 = KRW 25,454,600.
Deposit budget = KRW 27,454,600.
The additions and confirmation checks are illustrative, not facts about your project.
The permit runs from 2026-01-01 through 2026-12-31, with 6 authority-confirmed additional months and no submission extension.
Required expiry is 2027-06-30.
The example certificate covers KRW 27,454,600 over that full period.
Its 30-day advance review date is 2027-05-31.
A full-period premium of KRW 300,000, separate fees of KRW 20,000 and cash collateral of KRW 1,000,000 produce upfront guarantee funding of KRW 1,320,000.
The upfront difference is KRW 26,134,600.
Premium and fees total KRW 320,000; collateral has a different role.
With a separate assumption of 24 months of cash lock-up at 4% annually, cash cost = 27,454,600 × 4% × 24 ÷ 12 = KRW 2,196,368.
The 4% is neither statutory nor a market average.
This does not consume the principal, and collateral financing is excluded, so it cannot establish total savings against the premium alone.
If the cash deposit exceeds available funds, check funding and deposit dates first.
Lower guarantee upfront funding does not establish underwriting eligibility.
Confirm issuance and authority acceptance before relying on it as replacement funding.
Crossing an area threshold can change both the deposit and required additional months.
An old quote may then be insufficient in face amount or duration.
Request a matching quote after design or permit changes and resolve every flagged item.
Share a statement separating principal, premium, issue fees and collateral.
Less initial cash is different from saving money overall.
The exported unresolved list helps family members work from the same information after a consultation.
Act Article 38(3) and Decree Article 46(2) require annual reassessment and top-up review for projects lasting at least one year.
The calculator does not invent future notice rates.
Upfront assessment of future additions uses separate rules and an authority calculation; enter a checked final total.
Instalments are not a universal payment option.
Decree Article 46(3) requires cash deposit, a term of at least three years, phased work, an area of at least 100,000 m² and authority review.
Rule Article 38(3) addresses a 30% pre-commencement deposit and a performance guarantee for the balance, with special provisions for long extraction terms.
This full-deposit comparison does not calculate instalment schedules.
The deposit is not a firm restoration-construction quote.
Design approval, work, inspection, release, defects and recourse following an insurance payout remain separate.
The special restoration notice for areas north of the Civilian Control Line and individual special assessments are outside the basic table.
Keep alternative forest-resource charges, tax, design fees and construction costs in separate budget lines.
Rule Article 40 generally requires deposit within 30 days of receipt of the notice.
An extension application and authority decision are separate procedures.
The certificate-review date is different from the deposit payment deadline; follow the actual notice.
No.
Check the conversion / temporary-use condition and the subdivision exception.
It is not automatically applied to extraction or mining, and exemption mode requires authority confirmation.
No.
Final-notice mode uses the entered total unchanged.
Included supervision, other additions and the displayed table reference are not added again.
No common premium rate is assumed.
Enter an actual premium quote covering the required face amount and entire term.
Face amount, premium and cash collateral are different inputs.
A known deposit is not sufficient if certificate coverage, premium, fees, collateral or acceptance conditions are missing.
Resolve those items using a matching quote.
Not necessarily.
Enter a separate assumption based on release conditions and your plan.
Calculated guarantee expiry does not promise a cash refund.
It only indicates lower initial funding in that scenario.
Consider release of principal, premium expenses, collateral financing, restoration obligations and recourse together.
No.
The CSV is a consultation worksheet containing inputs, results and unresolved conditions.
It does not replace an authority notice or insurance certificate; check current documents.
Checked 2026-09-14 through the National Law Information OPEN API: Act ID 009412 / MST 283757, Decree ID 009556 / MST 286957, Rule ID 009560 / MST 287565 and notice sequence 2100000272664.
The current Act version is effective 2026-05-28; Decree and Rule versions are effective 2026-07-01.
The referenced Rule Articles 37–40 have article-level effect from 2026-06-24.
The attachment for Korea Forest Service Notice No.
2025-97 is dated 2025-12-29 and takes effect 2026-01-01.
The API lists the issue date as 2026-01-01; that differs from the attachment heading.
Recheck the annual rates and authority assessment when using a new rule year, and recheck each premium and collateral quote.
Enter checked documents above, save the CSV and take unresolved conditions to the authority and issuer.
Match the face amount, dates and collateral before committing funds.