Korea Nursing Home Early-Exit Settlement Calculator

Estimate a Korean nursing-home mid-month settlement by separating care charges, non-covered items, prepaid fees, deposit deductions, refund timing, and transfer cash needs.

Legal scenario inputs

Enter Korea-related court, traffic, debt, family, civil, medical-dispute, criminal, or real-estate dispute assumptions. Results are simplified planning estimates.

Civil claim recognized amount

₩4,500,000

Offset or paid amount

₩1,761,968

Net planning amount

₩2,738,032

Monthly planning amount

₩2,738,032

₩0 unrecovered

Korea-based planning model checked September 1, 2026 under the Long-Term Care Insurance Act, its Enforcement Rule Article 14, and the Ministry of Health and Welfare long-term care payment notice Articles 43 through 45. The compact English inputs show only a simplified credit-minus-deduction scenario; use the Korean calculator for itemized daily and transfer-timing calculations. No deduction validity, refund right, debt, facility compliance, mediation result, or legal outcome is determined. Not legal advice.

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Plan a Korean nursing-home exit settlement line by line

A mid-month exit from a Korean long-term care facility can combine the last covered-care copayment, meals, an upgraded room, prepaid fees, a security deposit, and contract-based deductions in one net figure.
This guide separates those amounts so an English-speaking resident or family member can compare the facility contract, the itemized long-term care statement, and the proposed refund.
It also distinguishes the amount expected back from the cash that may actually be available when a transfer to the next facility begins.

This is a planning estimate under user-entered assumptions, not a ruling that a refund is legally due or that a deduction is enforceable.
Korean contracts and source documents control, and a dispute may require case-specific advice or an agency procedure.

What the 2026 Korean framework changes

Covered facility care is daily

Korea's long-term care payment notice sets nursing-facility care on a daily basis.
If care on the admission or exit day is provided for less than 12 hours, that day is calculated at 50 percent for the covered-care component.

Non-covered items need separate evidence

Meal ingredients and the extra cost of a voluntarily selected one- or two-person room are identified non-covered categories.
Use the disclosed daily price and actual service days rather than assuming that every charge follows the covered-care day count.

Extra program charges are not presumed valid

Basic education and training are included in the facility-care fee and may not be billed separately under the payment notice.
Enter any other monthly or fixed claim only to reproduce the proposed settlement, then verify the service, contract clause, disclosure, and evidence.

There is no hard-coded exit penalty

The calculator does not borrow a 10 percent cancellation rule from another Korean consumer-service sector.
Notice-period and deposit deductions are accepted only as contract inputs and are not treated as automatically lawful.

Inputs, documents, and calculation roles

Korean nursing-home exit settlement inputs and source documents
Input groupBest source documentCalculation role
Admission, notice, and exit datesAdmission contract, notice receipt, and exit record.
Usage and notice days
Daily covered copaymentFacility price notice and itemized care-cost statement.
KRW per benefit day
Meals and upgraded roomNon-covered fee disclosure and actual-use record.
Daily price × service days
Prepayment and depositReceipts, bank transfers, and the deposit clause.
Settlement credits
Notice and other deductionsExact contract formula and the facility's supporting evidence.
Claimed deductions only

How the settlement estimate works

  1. The final-month period begins on the later of the actual admission date and the first day of the exit month, and includes the exit date.
  2. The covered benefit-day count subtracts half a day for each qualifying under-12-hour admission or exit day, with only one half-day adjustment when admission and exit are on the same date.
  3. Meal and upgraded-room costs use their own actual days, while another monthly charge follows the selected actual-month, 30-day, or no-proration contract method.
  4. Total credits equal the final-month prepayment plus the deposit, and total deductions equal final-month charges, prior arrears, notice deductions, and other claimed deposit deductions.
  5. The net amount becomes either an estimated refund or an estimated additional payment, and it can be compared with the facility's proposed net amount.
  6. If the next facility date is entered, overlapping days and transfer-day cash need are shown separately so the same cost is not automatically counted twice.

Example: a refund that arrives after the transfer

First facility

The resident exits on August 25 after giving notice on August 20.
The exit-day covered care was under 12 hours.

Proposed refund

The user-entered credits and deductions produce a KRW 2,738,032 expected refund.
The facility proposes only KRW 2,500,000, leaving KRW 238,032 to reconcile.

Transfer timing

The next facility starts on August 24, but the refund is expected on September 5.
A KRW 2,000,000 upfront payment therefore still requires KRW 2,000,000 in transfer-day cash.

These numbers are a fictional arithmetic example, not a Korean market average, official price, or recommended contract term.

Practical review checklist

  • Ask for an itemized long-term care cost statement showing the daily rate, assessed days, and any 50 percent admission or exit day.
  • Match meal and upgraded-room service days to actual records instead of copying the covered-care day count.
  • Request the contract clause, formula, and evidence for every notice-period or deposit deduction.
  • Keep receipts for the prepayment and deposit, and ask for a dated written refund schedule.
  • If Korean terminology is unclear, obtain a Korean-language explanation or qualified interpretation before accepting a settlement.

Official sources and limits

The Long-Term Care Insurance Act requires a long-term care institution to issue a statement of benefit costs.
Article 14 of its Enforcement Rule identifies meal ingredients, a voluntarily selected upgraded room, hair or beauty services, and designated daily-life costs as non-covered categories.
Articles 43 through 45 of the Ministry of Health and Welfare payment notice address operating rules, included facility services, daily facility-care cost, and the admission or exit day time rule.

The calculator does not decide external-stay charges, hospital-period billing, copayment reductions, damages, contract validity, mediation outcomes, or court outcomes.
It also does not hard-code national 2026 fee schedules or facility-specific non-covered prices, so the latest official statement and facility disclosure should be used.

Review the official Korean payment notice

Frequently asked questions

Is the deposit always refunded in full after exit?

Not necessarily.
This estimate offsets user-entered final charges and claimed deductions, while the enforceability of each deduction depends on the contract, records, loss evidence, and applicable Korean law.

Do all mid-month charges use the same number of days?

No.
Covered-care benefit days, actual meal days, actual upgraded-room days, and the contract's monthly proration method can produce different counts.

Does entering a 30-day notice deduction make it valid?

No.
The input only reproduces a claimed formula so it can be compared with the facility statement, and it does not decide contract validity, actual loss, or excessiveness.

What should I do when the two net amounts differ?

Compare the daily rate, each service-day count, the proration method, and each deduction rather than disputing only the net amount.
Ask the facility for a corrected itemized statement or a written explanation tied to the contract and records.

Build the document trail before accepting the net figure

Replace every example with the Korean contract and statement values, identify the line that creates any difference, and request a dated written settlement.
That record makes it easier to plan the next facility payment and to seek qualified help if the disagreement remains.