Youth Leap Account Calculator

Estimate Korea-related youth savings account growth with contributions, benefit assumptions, tax drag, and fees.

Youth Leap Account maturity calculator

Estimate Korean Youth Leap Account maturity value from income bracket, monthly payment, bank rate, government contribution, tax-free interest, and 36-month early-termination scenario.

Maturity amount

₩50,686,950

Government contribution

₩1,980,000

Extra benefit

₩5,526,083

Effective annual rate

9.6%

36-month early payout

₩28,828,890

General over-3-year scenario

Monthly contribution

₩33,000

Calls calcYouthLeap and calcEarlyTermination with the Korean 60-month term, KRW 700,000 monthly cap, bracket-specific government matching, tax-free interest, and 36-month early-termination treatment. This English finance calculator calls the same Korean pure calculation module as the Korean page. KRW, Korean statutory thresholds, tax rates, and product rules are preserved instead of the old generic percentage stub.

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Youth Leap Account guide

This English guide translates the Korean Youth Leap Account page. The calculator calls calcYouthLeap and calcEarlyTermination, preserving government contribution, tax-free interest, and early-termination rules.

Term, monthly cap, and bracket matching

The product term is 60 months and the KRW 700,000 monthly limit creates a maximum user principal of KRW 42 million. The Korean engine calculates monthly government contribution from the selected income bracket and monthly payment.

The matching structure includes 6% for the lowest bracket, 4.6% for the next bracket, 3.7% for the next bracket, and 3% for the under-KRW-60-million bracket. The under-KRW-75-million bracket generally receives tax-free interest but no government contribution.

Bank rate and tax benefit

The Korean page preserves the 0.5% income-preferential rate eligibility and the 36 months fixed-rate structure. The result adds principal interest, contribution interest, and government contribution to estimate maturity value.

The comparison case uses an ordinary savings rate and 15.4% interest tax, so the calculator can report extra benefit and effective annual rate instead of merely summing deposits.

Early termination and successor product

For ordinary termination after 3 years, the Korean model can pay 60% government contribution, while special early termination can preserve a larger benefit depending on the reason. Under-3-year general termination receives a much weaker result.

The content also notes the successor product planned for 2026 June with a KRW 500,000 monthly limit. Users should compare the old account, early termination result, and any new Youth Future Savings terms before switching.