Small Business Subsidy Matching Calculator

Estimate subsidy-matched business value after required contribution, benefit amount, tax drag, fees, and stress case.

Small-business subsidy and policy-fund matcher

Check Korean small-business policy-fund eligibility, matched loan products, preferential-rate discounts, grace period, repayment simulation, refinancing savings, voucher, and Hope Return support.

Eligibility

Eligible

Matched funds

5

Best applicable rate

3.4%

Monthly payment

₩1,114,690

Voucher amount

₩250,000

Total benefit

₩250,000

Calls checkEligibility, matchFunds, simulateLoan, calculatePreferentialDiscount, calculateEffectiveRate, calculateRefinanceSaving, checkVoucherEligibility, calculateHopeReturn, and calculateComprehensive with Korean policy-fund rules. This English finance calculator calls the same Korean pure calculation module as the Korean page. KRW amounts, Korean thresholds, insurance rules, tax logic, and scenario assumptions are preserved instead of the old generic percentage stub.

Related calculators

Small-business subsidy and policy-fund guide

This English guide translates the Korean small-business subsidy matching calculator. The calculator calls the same policy-fund eligibility, matching, loan simulation, voucher, and Hope Return functions as the Korean page.

Eligibility screening

Eligibility checks industry category, excluded industry status, regular workers, annual revenue, business age, tax delinquency, and financial overdue status.

The worker threshold depends on industry. Annual revenue and excluded industry checks can block a case before any policy fund is matched.

Policy fund matching and rate

The model matches policy funds by fund purpose, requested loan amount, repayment years, credit grade, industry category, and business age. It then scores each fund and applies a limit.

Loan simulation uses base interest rate, spread rate, fixed rate where applicable, preferential-rate discount, grace months, repayment years, and repayment method. It reports monthly payment, grace-period payment, total interest, total payment, schedule, and effective rate.

Voucher, refinancing, and Hope Return

The calculator separately checks management-stability voucher eligibility from revenue and business age. For refinancing, it compares the current rate with the matched refinance rate to estimate monthly, annual, and total saving.

For restart or closure cases, Hope Return support can include demolition cost and restart grant by store area. The comprehensive result combines interest saved, voucher amount, Hope Return amount, and total benefit.