Retirement Pension DC vs DB Calculator

Compare DC and DB retirement pension scenarios by balance, contributions, return, tax drag, fees, and downside case.

Korea-related planning note

This English page is a planning estimate. If the topic involves Korean taxes, pensions, insurance, loans, or public programs, confirm the current Korean rules, limits, and eligibility before acting.

Scenario inputs

Adjust the assumptions to compare gross value, cost drag, tax drag, and downside value.

Net ending value

$328,847

Gross value before drag

$352,923

Estimated tax

$7,726

Fee and tax drag

$24,077

Total contributions

$240,000

Net gain

$88,847

37%

Downside value

$269,654

Scenario readout

Compare net value against alternatives

This comparison uses simplified assumptions so alternatives can be reviewed on the same after-cost basis.

Related calculators

Compare on a net basis

Use the same horizon, tax drag, fees, and stress case across alternatives so the comparison is not driven by inconsistent assumptions.

Check practical constraints

Liquidity, eligibility, contribution limits, product availability, and household cash flow can matter as much as the projected ending value.