Travel Budget Calculator

Plan a travel budget across flights, lodging, food, transport, activities, insurance, and contingency.

Total trip budget

$4,626

Subtotal plus buffer

Per traveler

$2,313

2 travelers

Per day

$661

7 days

Buffer

$421

10% contingency

Trip inputs

Plan flights, lodging, food, transport, activities, insurance, and buffer.

Flights

$1,300

Round-trip flights for all travelers

Lodging

$960

6 nights

Food

$770

Daily food budget for all travelers

Activities

$560

Tickets, tours, and experiences

Transport

$315

Local transit, taxi, or car share

Insurance and misc

$300

Travel insurance and extras

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What is the overseas travel budget calculator?

This calculator builds an itemized travel budget by destination: airfare, lodging, food, local transport, sightseeing, shopping, and payment fees. The Korean source page also compares credit cards, travel cards, and cash exchange so users can choose a lower-fee payment strategy.

It provides 12 destination presets: Tokyo, Osaka, Bangkok, Da Nang, Hawaii, Paris, London, New York, Guam, Bali, Singapore, and Taipei. The default data uses 2026 exchange-rate and fee assumptions.

Travel expense guide

Airfare, lodging, food, and transport

  • Airfare is one of the largest items. Japan Tokyo or Osaka averages KRW 300,000 to 600,000, Southeast Asia such as Bangkok or Da Nang KRW 300,000 to 500,000, United States routes such as Hawaii or New York KRW 800,000 to 1,500,000, and Europe such as Paris or London KRW 1,000,000 to 1,800,000.
  • LCC flights can save 20% to 40%, but baggage fees must be included. Comparing Skyscanner and Google Flights and booking 2 to 3 months before departure is often favorable.
  • Guesthouses and hostels are often KRW 30,000 to 50,000 per night, business hotels KRW 80,000 to 150,000, and resorts or luxury hotels KRW 200,000 to 500,000 or more.
  • Daily food can be KRW 10,000 to 20,000 in Bangkok or Da Nang, KRW 30,000 to 50,000 in Japan, and KRW 50,000 to 100,000 in Europe or the United States.
  • Local restaurants can save more than 50% compared with tourist restaurants, and convenience stores, supermarkets, and street food help control the budget.

Budget level multipliers

  • Budget level uses 0.7x for guesthouses, local restaurants, and public transport.
  • Standard level uses 1.0x for business hotels, ordinary restaurants, and paid attractions.
  • Luxury level uses 1.5x for high-end hotels, fine dining, and premium tours.
  • Add 10% to 15% emergency buffer to the total expected cost for unplanned spending.

Overseas payment strategy

2026 fee comparison

  • Travel Wallet, Hana Travelog, and Shinhan SOL Travel apply 0% overseas payment fees in the source table.
  • Toss debit card applies about 0.3% from exchange-rate margin.
  • Overseas credit cards usually apply about 1.2%, combining a 1.0% overseas payment fee and a 0.2% card-brand fee.
  • Bank cash exchange is around 1.75% before preferential coupons, while airport exchange can be around 3.0% and is the least favorable.

DCC and cash rules

  • DCC means Dynamic Currency Conversion, where the terminal offers KRW payment abroad.
  • DCC can include 3% to 8% extra exchange cost, which is 2 to 7 times more expensive than ordinary card foreign-payment fees.
  • Choose local currency when a card terminal asks whether to pay in Korean won.
  • A practical mix is a travel card as the main payment method and cash for 20% to 30% of local spending. For Japan, cash may need to be closer to 40% to 50%.
  • Online bank exchange coupons can reduce cash-exchange fees by 50% to 70%.