Manual Therapy Cost Calculator

Manual Therapy Cost Calculator helps estimate Korea-related medical expense, copay, refund, special-case, and uncovered-cost assumptions in English.

Manual therapy inputs

Manual therapy and indemnity result

Final practical cost

₩300,000

After modeled indemnity and tax credit.

Before insurance or tax

₩945,000

Patient-paid amount before reimbursements.

Private insurance estimate

₩645,000

Uses the Korean indemnity-generation formula.

Tax credit estimate

₩0

Medical expense credit after the 3% salary threshold.

Cost range

₩255,000 - ₩360,000

Low and high estimate from the source model.

Applied NHI copay

N/A

Covered-care patient copay rate.

Auto unit price

₩94,500

HIRA-style market estimate used in auto mode.

Covered count

10

Sessions inside annual count limit.

After private insurance, before tax

₩300,000

This is the amount used for the medical expense tax-credit calculation.

The Korean source preserves the 3rd and 4th generation combined three non-covered therapy cap of 50 visits and KRW 3,500,000, plus the 5th generation 50% self-pay and KRW 10,000,000 non-severe non-covered limit.

Related calculators

Manual therapy cost and indemnity calculator

This English page follows the Korean manual-therapy guide. It preserves the same per-session prices, treatment duration multiplier, indemnity generation limits, proposed managed-care unit price, auto-claim handling, and annual cap logic.

Session price model

The Korean source sets default 30-minute manual-therapy prices by institution: KRW 50,000 at clinics, KRW 70,000 at hospitals, KRW 90,000 at rehabilitation clinics, and KRW 130,000 at tertiary hospitals. A 60-minute session uses a 1.6 multiplier instead of simply doubling the fee.

The calculator also supports auto-insurance style managed-care pricing. The Korean model includes a KRW 43,850 unit price, a 95 percent copay setting, weekly 2-session management, an annual 15-session reference, and a 24-session maximum check.

Indemnity generation limits

The Korean guide treats manual therapy as a non-covered item where private insurance generation is decisive. Generations 3 and 4 are modeled with a 50-session annual limit and a KRW 3,500,000 annual cap. Generation 5 uses a 50 percent reimbursement rate and a KRW 10,000,000 annual non-covered limit in the source model.

The calculator asks for already-used treatment cost and already-claimed reimbursement so that remaining annual limits are not overstated. This is important for patients who already used injections, shockwave therapy, or other non-covered musculoskeletal care in the same policy year.

Practical cautions

The Korean content warns that diagnosis, chart documentation, physician prescription, treatment notes, and frequency all affect reimbursement disputes. Repeated long-duration manual therapy without objective functional improvement can be denied even when the policy nominally covers manual therapy.

The estimate is therefore best read as a claim-risk planning sheet. It does not certify that an insurer will reimburse a specific clinic invoice.