Villa Jeonse Fraud Recovery Simulation Calculator

Villa Jeonse Fraud Recovery Simulation Calculator helps estimate Korea-related property dispute, penalty, fraud, recovery, or contract-risk exposure in English.

Villa jeonse fraud recovery simulation

Uses the Korean jeonse-fraud recovery model for opposing power, priority rights, small tenant protection, auction distribution, guarantees, special-law support, civil suit recovery, and score.

Korean source inputs

Recovery grade

D

Score 30/100.

Total recovery

₩158,707,400

Recovery rate 56.7%.

Actual loss

₩133,345,136

Residual deposit loss including litigation cost.

Small-tenant priority

₩0

2026 regional priority-protection rule.

Guarantee refund

₩0

HUG, SGI, or HF refund path.

Remaining months

21 months

Timeline after current auction stage.

This English calculator calls the same pure Korean calculation function used by the Korean page. Inputs and labels are translated; the formula is not replaced by a generic stub.

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Villa jeonse fraud recovery simulation

This page translates the Korean villa-jeonse fraud recovery simulator for victim recognition, priority tenant protection, HUG or HF guarantee, emergency support, civil recovery, and collective-action effects.

Victim recognition and priority protection

The Special Act is extended until 2027-05-31, and the Korean calculator keeps the victim recognition deposit limit at KRW 500 million with an adjustable branch up to KRW 700 million. Multi-house priority purchase requires a 30 percent household agreement, and trust-registration cases require registry confirmation.

For small-tenant priority protection, the Seoul deposit limit is KRW 175 million and priority protection is KRW 58 million. Capital-area, Sejong, Yongin, Hwaseong, and Gimpo cases use KRW 150 million and KRW 50 million; metropolitan-city and selected Gyeonggi cases use KRW 85 million and KRW 28 million; other regions use KRW 75 million and KRW 25 million.

Guarantee and price-ratio checks

HUG and HF guarantee branches generally use a KRW 700 million capital-area cap and a KRW 500 million non-capital cap, while SGI can reach KRW 1 billion. HUG fees are modeled around 0.115 to 0.154 percent, and HF fees around 0.02 to 0.04 percent.

The HUG price-ratio rule uses a 90 percent ratio and an official-price path that can imply a 126 percent effective ceiling in the Korean source. The calculator keeps guarantee institution, region, deposit, market price, official price, and senior claim as separate variables.

Support and recovery scenarios

Emergency housing support is modeled at up to KRW 400,000 per month for 24 months, relocation support at KRW 1.5 million, living support at KRW 3 million, and low-interest stability lending up to KRW 240 million with a 1.2 to 2.1 percent range.

Civil recovery is often only 20 to 45 percent before litigation strategy. The Korean model adds a collective-action effect of about 10 to 15 percentage points where applicable, so the English result keeps recovery, guarantee, support, and remaining loss as separate outputs.