Compare step-based Korean public-official and public-school teacher leave: monthly basic salary, entered allowances, contributions and retirement-allowance service deductions at the same retirement month.
Pre-tax comparison including assumptions. Amounts are rounded to KRW for planning and are not take-home pay. Do not add contributions again to the pay-loss figure.
Basic salary loss
₩38,400,000
Pay loss including entered allowances
₩50,400,000
Estimated contribution obligation during leave
₩10,800,000
Modeled allowance loss at the same retirement month
₩1,950,000
Allowance-service deduction: 12 months · Month after leave: 2028-11
This is the return point if employment continues. If retirement coincides with the end of leave, it is not an actual return date.
Recognized months before / after deduction: 288 / 276
288 recognized months · capped 24 years × 39%
₩46,800,000
276 recognized months · capped 23 years × 39%
₩44,850,000
| Month | Leave month | Salary rate | Basic salary | With allowances | Contributions |
|---|---|---|---|---|---|
| 2026-11 | 1 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2026-12 | 2 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-01 | 3 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-02 | 4 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-03 | 5 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-04 | 6 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-05 | 7 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-06 | 8 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-07 | 9 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-08 | 10 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-09 | 11 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-10 | 12 | 70% | ₩2,800,000 | ₩2,900,000 | ₩450,000 |
| 2027-11 | 13 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2027-12 | 14 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-01 | 15 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-02 | 16 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-03 | 17 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-04 | 18 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-05 | 19 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-06 | 20 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-07 | 21 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-08 | 22 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-09 | 23 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
| 2028-10 | 24 | 50% | ₩2,000,000 | ₩2,100,000 | ₩450,000 |
Contributions show an estimated obligation regardless of payment timing. Check withholding, deferral and post-return payments with GEPS. Pending is different from a verified zero.
Alternatives start a new leave episode, followed by normal work until the same retirement month. Allowance inputs stay the same; rerun with category-specific amounts when these differ.
| Scenario | Salary loss | With allowances | Contributions | Allowance loss |
|---|---|---|---|---|
| ★ Ordinary illness leave 24 months | ₩38,400,000 | ₩50,400,000 | ₩10,800,000 | ₩1,950,000 |
| Ordinary illness leave 12 months | ₩14,400,000 | ₩20,400,000 | ₩5,400,000 | ₩975,000 |
| Ordinary illness leave 24 months | ₩38,400,000 | ₩50,400,000 | ₩10,800,000 | ₩1,950,000 |
| Family-care leave 12 months | ₩48,000,000 | ₩54,000,000 | ₩5,400,000 | ₩975,000 |
₩42,900,000
Shows a common-current-base allowance estimate using pre-leave service, without separate pre-2010 calculations. Monthly pensions, future income and honorary-retirement payments are excluded, so this does not rank retirement choices.
A Korean public official considering long illness leave needs to understand both the immediate loss of basic salary and the separate effect on the retirement allowance.
Receiving partial salary does not necessarily prevent a leave-service deduction, and unpaid leave does not automatically eliminate pension contributions.
This calculator separates those amounts so that one effect is not mistaken for another.
It supports national and local officials approaching long medical treatment, officials considering family care, and public-school educational officials planning illness or study leave.
Use it to compare durations and prepare questions for HR, payroll and the Government Employees Pension Service (GEPS).
It does not assess medical necessity or decide whether leave must be approved.
This page covers officials whose basic salary uses a step-based salary table, including national/local officials and public educational officials.
Annual-salary systems, private-school employees, fixed-term staff and military personnel are outside the modeled scope.
Future dates retain the verified current rules and do not forecast future amendments or increases.
Basic salary is modeled at 70% for the first 12 cumulative months of the same episode and 50% for months 13–24.
An additional six months after twelve earlier months therefore use 50%, rather than restarting the 70% band.
Ordinary sick days are not earlier leave months.
Verified occupational recognition, or an explicit assumption that recognition is granted, enables 100% basic salary and the allowance-service deduction exemption.
When recognition is unknown, those results remain pending instead of treating full payment as established.
A personal belief about work causation is not an official recognition record.
Family-care and self-development leave outside the salary-payment exceptions are modeled with zero basic salary.
Zero salary does not mean zero contributions.
The private-sector 90-day annual family-care leave rule is not applied to Korean public officials here.
The rules permit payment of 50% for overseas study or overseas training lasting at least one year.
Select confirmed payment, an explicit payment assumption, confirmed nonpayment or unknown status.
For officials other than educational officials, earlier paid months reduce the 24-month career payment allowance.
These salary rules come from Article 28 of the Public Officials Remuneration Regulations and Article 27 of the local equivalent.
Educational officials are exempt from that 24-month payment cap, but their leave-duration and extension requirements still apply.
Check the lawful, agency-confirmed category and the one-year condition before selecting overseas training.
Record the evidence date and whether salary, allowances and pension records are verified, assumed or unknown.
The initial figures are illustrative and start as assumptions.
Do not mark the example values as verified without checking the corresponding personal records.
Monthly basic salary = entered basic salary × applicable monthly rate
Salary loss = normal basic salary × new leave months − total leave basic salary
Compensation loss = salary loss + (normal allowances − leave allowances) × leave months
Allowances do not form a single amount automatically multiplied by the basic-salary rate.
Article 19 of the Public Officials Allowances Regulations separates nonpayment of listed allowances during nonoccupational leave, reduced-payment exceptions for educational-official compensation allowances, occupational-leave payment and separate performance-bonus rules.
Local officials must also review their applicable allowance regulation and agency payroll record.
The calculator therefore compares the allowance amounts you enter instead of automatically setting every allowance to zero.
Unknown allowance evidence withholds the combined compensation-loss result while leaving the independently calculable salary result available.
If the selected allowances cover only part of remuneration, the result also covers only that selected part.
Article 25(5) of the Public Officials Pension Act deducts half of ordinary leave service when calculating the retirement allowance.
Exceptions include occupational injury or illness, military duty, specified temporary employment and union service, childcare or pregnancy/childbirth, and obligations imposed by law.
Among the six modeled categories, only recognized occupational leave uses the exemption.
Baseline months = recognized pre-leave months + months from leave start through month-end retirement, inclusive
Deduction = ordinary leave months ÷ 2, or zero for recognized occupational leave
Retirement allowance = retirement income base × adjusted service years × payment rate
Adjusted service is capped at 33 years.
| Adjusted service years | Payment rate |
|---|---|
| At least 1, below 5 | 6.5% |
| At least 5, below 10 | 22.75% |
| At least 10, below 15 | 29.25% |
| At least 15, below 20 | 32.5% |
| At least 20 | 39% |
A six-month deduction from a 20-year baseline produces 19.5 years and changes the rate from 39% to 32.5%.
The loss therefore includes a band change rather than only the value of six months.
Conversely, a reduction from 34 to 33 years can leave both capped calculations at 33 years and produce no allowance difference at an unchanged income base.
Below one year, the model shows no accrued retirement allowance.
GEPS describes separate calculations for service through 2009 and from 2010 onward.
This calculator does not reconstruct historical remuneration bases, so its amounts can differ from actual long-service awards.
Selecting agency review withholds allowance amounts while retaining service deductions, salary and contributions.
Do not use a common-base estimate as a GEPS award amount.
Article 67 sets the employee contribution at 9% of the applicable income base.
It is not calculated by taking 9% of an illness-leave salary already reduced to 50%.
Enforcement Decree Article 7 adjusts the pre-leave income base by the public-official remuneration increase each May 1; a May start therefore applies the first modeled adjustment in that month.
May-adjusted base = previous base × (1 + entered adjustment rate)
Estimated monthly contribution = that month’s base × 9%
After the entered remaining contribution months are exhausted, later months show zero contribution
The default 0% is a constant-base assumption and is not a forecast of the government increase.
Applying one rate in successive years is also an assumption, not a substitute for annual notices or a changed contribution cap.
The statutory maximum of 36 contribution years and transitional rules mean that individual remaining months must be confirmed with GEPS.
The contribution total describes the estimated obligation, not a promise that it will be collected during each displayed month.
Check actual payroll withholding, separate payment, possible deferral and post-return settlement with GEPS.
Do not add this obligation to the compensation-loss figure again or read either result as after-tax take-home pay.
Pending verification is different from a verified zero.
An unknown study-payment decision or occupational recognition leaves the affected result pending.
Unknown allowances do not erase an independently supported pension result.
The saved review includes the inputs, evidence states and assumptions so that the amount can be interpreted in its original context.
Assume KRW 4,000,000 monthly basic salary, KRW 600,000 normal allowances, KRW 100,000 leave allowances and a KRW 5,000,000 income base.
Leave starts in November 2026, lasts 24 months and ends with retirement at the end of October 2028; recognized service before leave is 264 months.
There are no earlier months in this illness episode, the base adjustment is 0%, and remaining contribution service is 120 months.
The first twelve months pay KRW 2,800,000 each and the next twelve pay KRW 2,000,000 each.
Total basic salary is KRW 57,600,000 and salary loss is KRW 38,400,000.
The KRW 12,000,000 allowance difference brings compensation loss to KRW 50,400,000.
Contributions are KRW 450,000 monthly and KRW 10,800,000 in total.
Continuing work gives 288 months; deducting twelve months for this leave leaves 276 months.
Both 24 and 23 service years use the 39% rate.
The allowance falls from KRW 46,800,000 to KRW 44,850,000, a KRW 1,950,000 difference.
This is not an equivalent reduction in the monthly pension.
These fictional amounts do not represent a particular salary-table grade, and the allowance example assumes one common income base for all service.
It does not separately calculate pre-2010 service.
Changing the allowance scope or the income base at retirement changes the comparison.
When considering another month of leave, review the next monthly salary rate, remaining contributions and any allowance-band change separately.
Ordinary illness uses a one-year basic duration with a possible further year; occupational illness or injury uses three years with a possible further two.
Being within a maximum modeled period does not establish extension approval or satisfy a medical assessment.
National/local care leave has a one-year episode and three-year career limit; educational officials have up to three years with splitting.
Self-development is limited to one year; educational officials must also check the ten-year service and once-per-career conditions.
For overseas study, distinguish the national/local three-plus-two-year structure from the educational-official three-plus-three-year degree-study structure.
Designated training uses two years for national/local officials and three for educational officials, so a generic overseas-training description does not establish the legal category.
Spouse-accompaniment, childcare, temporary-employment and union leave fall outside these six selections and need their own rules.
The scenario table compares twelve or twenty-four illness months and twelve care months at the same retirement month.
Shorter leave is followed by normal work, and allowance inputs remain the same unless you change and rerun them for a different category.
The immediate-retirement card shows only the allowance at the end of the month before leave; it excludes future salary, pension-start liquidity and honorary-retirement payments and does not rank complete retirement strategies.
The same cumulative bands apply to step-based public educational officials; do not transfer this model to private schools or annual-salary systems.
No; sick days and leave episodes are different, and this model neither converts them nor decides approval or the actual starting date.
No; verify the income base, remaining contribution months and actual payment arrangement with GEPS.
The modeled deduction is for the retirement allowance; it cannot be transferred directly to monthly pension service or pension reductions.
Crossing a 5-, 10-, 15- or 20-year boundary changes the rate as well as the service period, so proportional month-only estimates can miss the difference.
For noneducational officials, official interpretation 18-0508 treats the two-year payment allowance as a career-wide total; verify earlier paid months and the current agency payment decision.
No; complete months are modeled and an odd duration retains a half-month equivalent, while actual day settlement, month rounding and rate-band boundaries need agency verification.
That card contains only the retirement allowance; pension timing and amount, future income, living costs and honorary-retirement conditions require separate assessment.
The National Law Information OPEN API was queried directly on October 19, 2026 to verify current identifiers, provisions and effective dates.
Dates below belong to the current law versions, rather than individual leave approvals.
Local remuneration provisions scheduled for December 3, 2026 are not automatically treated as currently effective.
Recheck individual allowance exceptions, extensions and study-payment history with payroll, and recognized service, contribution ceilings, transitional rules, possible deferral and settlement with GEPS.
Actual rounding, service-day treatment, promotions, disciplinary reductions and historical-law exceptions can change final payments.
Tax, health-insurance deductions and monthly pensions must be assessed separately when planning spendable cash.
GEPS response dated July 9, 2021: period-specific allowance calculation and leave service provides a cross-check on historical service treatment.
Request your current individual period breakdown rather than treating that older explanation as a personal award.
Enter your records and planned return and retirement months, then save the twelve- and twenty-four-month comparison.
Ask separately about salary reduction, contribution funding and the allowance-service difference to make the agency discussion precise.
Include medical-document timing and household living-cost planning.