Child Education 20-Year Roadmap Calculator

Child Education 20-Year Roadmap Calculator helps Plan education costs, contributions, and long-term study-related scenarios.

20-year net cost

22,578 manwon (₩225,780,000)

Government support

3,835 manwon (₩38,350,000)

Monthly savings target

43 manwon (₩430,000)

Aggressive scenario

31,609 manwon (₩316,090,000)

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Child education 20-year roadmap guide

This English page translates the Korean child-education roadmap calculator and calls calculateRoadmap. It preserves preschool, elementary, middle, high, university, graduate school, private-education intensity, region multiplier, inflation, government support, and savings recommendation.

Lifecycle cost stages

The roadmap projects annual cost by child age and school phase from preschool through university, with optional graduate school. Preschool can include public, private, kindergarten, or English-kindergarten paths, while later stages can include private or international options.

Private education intensity multiplies stage-level private-education cost. Region multipliers reflect Seoul, Gyeonggi, metro, mid-city, and rural differences, so the English page keeps regional cost pressure from the Korean source.

Inflation and support

The Korean function applies different inflation assumptions to private education and university tuition. Government support includes parent benefit, child allowance, child tax credit, education tax credit, and national scholarship rate by income level.

The yearly result stores gross cost, inflated cost, government support, and net cost. Aggregated results then sum gross, net, and support by year and by child.

Savings recommendation

The savings recommendation targets part of the projected net cost and computes a monthly amount using the selected savings product return. The Korean source includes deposit, bond, mixed, and equity-style products with different rates.

The scenarios show conservative, average, and aggressive cost bands at 70%, 100%, and 140% of projected net cost. Use these as planning ranges, then revise them when school path, income, or scholarship eligibility changes.