Put actual Korean dental quotes, routine care, repair, remake, travel, time, and confirmed offsets on the same 5-, 10-, and 20-year household budget timeline.
Compare only plans a dentist has presented as clinically possible. This tool does not judge suitability, safety, success, or prosthesis longevity, and it never assumes public or private coverage automatically.
Step 1 · Shared comparison basis
Selecting both jaws does not double any value. Enter each quote’s actual total.
Applied only to future nominal upkeep, repair, and remake costs. Leave zero if unknown.
An economic assumption for translating future spending into today’s value; it is unrelated to clinical success.
Step 2 · Actual quote for each treatment plan
Step 3 · Lifecycle-cost results
Comparison checks required
Complete the confirmation checks
At least two plans need clinical-plan, matching-scope, and maintenance confirmation before stars or cost differences appear.
| Treatment plan | Initial net cash | Nominal total | Present value | Annual equivalent | Monthly equivalent | Peak monthly outflow |
|---|---|---|---|---|---|---|
| Full-arch fixed restoration | KRW 0 | KRW 0 | KRW 0 | KRW 0 | KRW 0 | KRW 0 |
| Multiple implants and segmented prostheses | KRW 0 | KRW 0 | KRW 0 | KRW 0 | KRW 0 | KRW 0 |
| Removable denture | KRW 0 | KRW 0 | KRW 0 | KRW 0 | KRW 0 | KRW 0 |
When repair and remake fall in the same month, only the remake is counted to avoid duplication.
Step 4 · Uncertainty checks
Every table uses 20-year present value. A star appears only after readiness checks and means cost-lowest under current inputs.
| Assumption | Full arch | Multiple implants | Denture |
|---|---|---|---|
| 75% of entered interval | KRW 0 | KRW 0 | KRW 0 |
| 100% of entered interval | KRW 0 | KRW 0 | KRW 0 |
| 125% of entered interval | KRW 0 | KRW 0 | KRW 0 |
| Assumption | Full arch | Multiple implants | Denture |
|---|---|---|---|
| 80% of entered repair cost | KRW 0 | KRW 0 | KRW 0 |
| 100% of entered repair cost | KRW 0 | KRW 0 | KRW 0 |
| 120% of entered repair cost | KRW 0 | KRW 0 | KRW 0 |
This shows event timing and base amounts. Use the result table above for totals after growth and discounting.
This plan has no cost events to display.
A South Korean full-arch fixed restoration, several implants with segmented prostheses, and a removable denture create very different cash-flow patterns. Surgery and the final prosthesis may dominate the first quote, but temporary work, grafting, routine visits, cleaning supplies, repairs, remakes, travel, and caregiver time may occur later. A lower initial bill can therefore coexist with more repeated spending, while a high initial bill can still create a large remake-year cash shock.
This calculator does not decide which treatment is better. Compare only plans that a treating dentist has described as clinically possible for the patient. The model takes written quotes and provider-specific upkeep assumptions, then places them on the same 5-, 10-, and 20-year household budget horizon. A star means cost-lowest under the entered assumptions; it does not rank suitability, safety, success, chewing ability, appearance, or prosthesis longevity.
No nationwide average or automatic market price is inserted.
Public benefits, insurance, support, and warranty savings apply only after written confirmation.
All active plans use the same 5-, 10-, and 20-year nominal and present-value framework.
The following numbers are a deterministic demonstration, not a South Korean average, fair price, expected prosthesis lifespan, or recommended interval. Annual cost growth and discount rate are both zero, with no benefit or warranty offset.
KRW 10,000,000 initially, KRW 100,000 annual care, KRW 500,000 repair every five years, and KRW 5,000,000 remake every ten years.
KRW 8,000,000 initially, KRW 150,000 annual care, KRW 300,000 repair every four years, and KRW 4,000,000 remake every twelve years.
KRW 2,000,000 initially, KRW 200,000 annual care, KRW 200,000 repair every two years, and KRW 2,000,000 remake every seven years.
| Synthetic plan | Initial | 5 years | 10 years | 20 years |
|---|---|---|---|---|
| Full arch | KRW 10,000,000 | KRW 11,000,000 | KRW 16,500,000 | KRW 23,000,000 |
| Multiple implants | KRW 8,000,000 | KRW 9,050,000 | KRW 10,100,000 | KRW 16,200,000 |
| Denture | KRW 2,000,000 | KRW 3,400,000 | KRW 7,000,000 | KRW 11,800,000 |
A repair is omitted when it falls in the same month as a remake, so the full-arch years 10 and 20, multiple-implant year 12, and denture year 14 are not double charged. The denture is cost-lowest in this synthetic vector, but real quotes and repeat assumptions can change the order. Cost-lowest is not a treatment recommendation.
Scope alignment comes before arithmetic. If one quote includes diagnostics, temporary work, and grafting while another excludes them, their totals are not directly comparable. Confirm whether every quote covers the upper jaw, lower jaw, or both jaws and identify each included or separate line item before entering amounts.
Blank fields are stored as zero because the calculator refuses to invent market prices. Ask the provider about a missing line item and leave zero only when the cost truly does not apply. The optional synthetic example is a demonstration vector, not a price survey, quote, or recommended budget.
Nominal cost equals initial cost plus routine care, repair, and remake events inside the horizon, less confirmed offsets and warranty savings. The entered annual cost-growth rate is applied to each future event according to its timing.
An event at year t is translated into today’s money with present value = future nominal amount ÷ (1 + r)t, where r is the annual discount rate entered by the user.
Annual equivalent cost converts the horizon’s present value into an equal annual budget using a capital-recovery factor. At a zero discount rate, it is simply present value divided by years. Monthly equivalent is the annual amount divided by 12; it is a planning aid, not a provider invoice or financing installment.
If a repair and a full remake fall in the same month, the model records only the remake to avoid double counting. If a provider explicitly expects a paid repair immediately before a remake, adjust the repair assumption and compare a separate household scenario.
| Output | What it contains | Household question |
|---|---|---|
| Initial net cash | Month-zero direct and side costs less the confirmed offset | Can the household fund the initial year safely? |
| Nominal total | Future amounts after the entered cost-growth assumption | What cash total could occur over the horizon? |
| Present value | Time-adjusted value of every included cash event | Are differently timed plans being compared consistently? |
| Annual and monthly equivalent | A level budget translated from present value | How much recurring budget headroom is sensible? |
| Peak monthly outflow | The largest combined nominal outflow in one month | Is an emergency reserve available for a remake year? |
A cost order can change between five and twenty years without being an error. A high-initial-cost plan and a high-repeat-cost plan accumulate differently. Choose the household’s real decision horizon first and use the twenty-year result as a longer shock test, not a promise that treatment or a prosthesis will last that long.
Future repair and remake timing is uncertain. The model recalculates 20-year present value at 75%, 100%, and 125% of every entered remake interval, then at 80%, 100%, and 120% of every entered repair cost. These are simple input-stress scenarios, not clinical probabilities, survival estimates, or population statistics.
Cost order is relatively stable within this narrow input range. Clinical suitability and risk still require professional assessment.
The cost conclusion is assumption-sensitive. Ask for clearer repair, remake, warranty, and exclusion terms.
The threshold is an arithmetic interval that reaches another plan’s 20-year present value. It is not a replacement recommendation.
NHIS dental-implant benefits have eligibility rules including age, partial-edentulism status, registration, materials, and a lifetime count. They must not be applied automatically to the entire cost of a full-arch plan for a completely edentulous jaw. Denture benefits also require age, denture type, jaw-specific history, and normally a seven-year cycle review. Add-on surgery such as grafting and other materials or options may remain non-covered. For those reasons, this calculator deducts only a won amount that the user marks as confirmed in writing.
Articles 45 and 45-2 of Korea’s Medical Service Act, law ID 001788 and MST 285327, establish patient-facing non-covered fee disclosure and reporting. National Health Insurance Act Enforcement Decree Article 19 and Appendix 2, ID 002813 and MST 283469, provide the patient-share framework. Medical Care Benefit Rules Article 9 and Appendix 2, ID 006697 and MST 285513, frame non-covered items. HIRA’s public fee information is a useful starting point, but a published value is not a personal final quote or one nationwide price. The provider’s itemized quote, NHIS eligibility confirmation, and a private insurer’s benefit decision take priority over this model.
Source review date: September 2, 2026. Recheck effective dates and personal eligibility for later treatment.
No. The arithmetic depends on actual initial fees, upkeep, repairs, remakes, horizon, and discount rate. Clinical suitability must be assessed separately by the treating dentist.
No. Jaw scope is documentation for aligning quotes. Enter the actual combined amount shown on a both-jaws quote.
No. Eligibility, partial-edentulism status, registration, and other conditions require confirmation, and the rule cannot simply be assigned to an entire full-arch treatment. Enter only a confirmed won offset.
No. A benefit-recognition cycle and an individual clinical remake need are different concepts. Confirm benefit history and clinical instructions separately.
There is no universal rate for every household decision. Leave it at zero for a straight sum unless the household has a consistent planning assumption to apply to every plan.
The written-confirmation checkbox must also be selected. Confirmed warranty percentage applies only to the repair or remake item during the period, not travel or time side costs.
No. It is only the shortest arithmetic interval at which one plan reaches another plan’s 20-year present value. Actual timing depends on the patient and provider assessment.
Keep only plans a dentist has presented as possible, align jaw and item scope, and enter initial treatment, upkeep, repair, remake, visit side costs, and confirmed offsets. Print the five-year cash view and twenty-year stress view for a family and provider discussion. The goal is not to choose treatment automatically; it is to expose missing questions before a large financial commitment.