Home Fire Liability Insurance Calculator
Estimate home fire and liability coverage need against premium cost, deductible, and stress-case loss.
Home fire and daily-life liability insurance calculator
Estimate Korean home fire, contents, and daily-life liability coverage payout, proportional-insurance shortfall, deductible, self-pay, and premium range.
Fire payout
₩106,250,000
Fire self-pay
₩9,250,000
Liability payout
₩7,500,000
Liability self-pay
₩500,000
Estimated monthly premium
₩314,400
₩251,520-₩377,280
Verdict
보장 부족
건물 부보비율이 74%로 80%에 못 미쳐 일부보험(비례보상) 구간입니다. 입력한 손해율 기준 화재 시 약 9,250,000원이 비례보상 손실로 본인 부담이 됩니다. 보험가입금액을 보험가액의 80% 이상으로 높이면 손해액 전액(가입금액 한도)을 보상받습니다. 일상생활배상책임은 가입되어 있으며, 이 사고의 자기부담금·한도 초과로 약 500,000원은 본인 부담입니다.
Calls calcHomeInsurance with building and contents coverage, 80% proportional-insurance threshold, daily-life liability forms, water-leak and accident scenarios, deductibles, and premium estimate. This English finance calculator calls the same Korean pure calculation module as the Korean page. KRW, Korean statutory thresholds, tax rates, and product rules are preserved instead of the old generic percentage stub.
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